CVBF logo

CVB FINANCIAL CORP

CVBFNASDAQ
πŸ† #1436 by market capEarnings Jan 19US Equity
$22.75β–² $0.23 (+1.02%)
πŸŒ™ After hours$22.75β–² 0.00%Regular close Β· extended-hours price shown
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24hβ–² 1.0%
7dβ–Ό 1.4%
14dβ–² 4.2%
30dβ–² 3.6%
ytdβ–² 22.3%
1yβ–² 22.4%
🏦Market Cap
$3.99B
Small Cap
πŸ“ˆRevenue Growth (YoY)
24.0%
Healthy
πŸ“ŠGross Margin
β€”
πŸ’΅FCF Margin
64.2%
Strong
βš–οΈP/S Ratio
4.5x
Fair
Otter Score
β€”
Insufficient data

Trading Snapshot

Day Range
$22.64 – $22.91
52-Week Range
$18.01 – $23.41
Volume (shares)
1,046,103
Avg Volume (shares)
β€”
Shares Outstanding
175.5M
Next Earnings
2027-01-19

Fundamentals Snapshot

Annual Revenue
$643M
Last Q Revenue
$219M
P/E Ratio
19.2
P/S Ratio
4.5x
EPS (TTM)
$1.46
Dividend Yield
2.76%
Dilution (1yr)
βˆ’2.0%
CVBF logo

CVB FINANCIAL CORP

CVBF
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$643Mβ–Ό βˆ’2.3% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
79.9%β–² +9.6% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$282Mβ–² +3.9% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$217Mβ–Ό βˆ’11.2% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
135.9Mβ–Ό βˆ’2.0% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
βˆ’$883Mβ–Ό βˆ’$326M YoY
StockOtter Β· stockotter.space

About CVB FINANCIAL CORP

CVB Financial Corp. (CVBF) serves as the parent organization for Citizens Business Bank, a state-chartered financial institution that delivers a broad spectrum of banking and financial services. The bank primarily caters to individuals and small to medium-sized businesses. Its product offerings include a full range of deposit accounts, such as checking, savings, money market accounts, and certificates of deposit (CDs), available for both personal and business clients. Citizens Business Bank also functions as an authorized depository for federal tax payments. On the lending side, CVBF provides diverse commercial financing options, including lines of credit, working capital solutions, accounts receivable financing, and letters of credit. It extends specialized agricultural loans to support the operational needs of wholesale dairy farms, cattle feeders, livestock raisers, and other farmers. The bank also facilitates lease financing for municipal governments and offers loans for commercial real estate and construction projects. For individual consumers, financing products encompass automobile leases and loans, lines of credit, credit cards, home mortgages, and home equity lines of credit (HELOCs). Beyond core banking, the company delivers various specialized services, such as treasury management systems for cash flow monitoring, merchant card processing, secure armored pick-up and delivery, payroll solutions, remote check deposit, and a suite of electronic fund transfer capabilities including wires, ACH, and comprehensive online account access. Through its CitizensTrust Division, CVBF offers trust and wealth management services, which cover fiduciary duties, mutual funds, annuities, 401(k) plans, and individual investment accounts. As of December 31, 2021, the company maintained an extensive network of 58 banking centers across key California regions, including the Inland Empire, Los Angeles, Orange, San Diego, Ventura, Santa Barbara, and Central Valley counties. Additionally, it operated three dedicated trust offices in Ontario, Newport Beach, and Pasadena, alongside two loan production offices situated in California's Central Valley and Sacramento areas. CVB Financial Corp. was established in 1974 and has its headquarters in Ontario, California.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)

Insufficient data for all five components.

πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Insufficient data
β€”/100

Analyst Ratings

β“˜
Consensus
Buy
12 analysts
Strong Buy3
Buy6
Hold3
Sell0
Strong Sell0
Ratings as of Oct 2026

Latest News & Updates

Seeking AlphaΒ·7d ago

CVB Financial Corp. (CVBF) Q3 2026 Earnings Call Transcript

CVB Financial Corp. ( CVBF ) Q3 2026 Earnings Call October 22, 2026 10:30 AM EDT Company Participants E. Nicholson - Executive VP & CFO David Brager - CEO & Director Robertson Jones - President & Director Conference Call

MarketBeatΒ·7d ago

CVB Financial Q3 Earnings Call Highlights

CVB Financial NASDAQ: CVBF reported third-quarter 2026 net income of $78.1 million, or $0.44 per share, as the company recorded its first full calendar quarter including the operations of Heritage Bank of Commerce follow

Zacks Investment ResearchΒ·7d ago

CVB Financial (CVBF) Reports Q3 Earnings: What Key Metrics Have to Say

Although the revenue and EPS for CVB Financial (CVBF) give a sense of how its business performed in the quarter ended September 2026, it might be worth considering how some key metrics compare with Wall Street estimates

Zacks Investment ResearchΒ·8d ago

CVB Financial (CVBF) Lags Q3 Earnings Estimates

CVB Financial (CVBF) came out with quarterly earnings of $0.44 per share, missing the Zacks Consensus Estimate of $0.45 per share. This compares to earnings of $0.38 per share a year ago.

GlobeNewsWireΒ·8d ago

CVB Financial Corp. Reports Earnings for the Third Quarter 2026

Third Quarter 2026 Net earnings of $78.1 million, or $0.44 per share Net interest margin expanded to 3.89% Return on average assets (β€œROAA”) of 1.48% R eturn on average tangible common equity (β€œROATCE”)1 of 16.22% Ontari

Zacks Investment ResearchΒ·15d ago

CVB Financial (CVBF) Earnings Expected to Grow: What to Know Ahead of Next Week's Release

CVB Financial (CVBF) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.