CIVB logo

CIVISTA BANCSHARES INC

CIVBNASDAQ
🏆 #2757 by market capEarnings Feb 4US Equity
$28.18▲ $0.05 (+0.18%)
Market closed · at close
🔔
Track CIVB
Get earnings, price moves & breaking news on Telegram
Track
24h▲ 0.2%
7d▲ 0.1%
14d▲ 4.9%
30d▲ 6.3%
ytd▲ 26.6%
1y▲ 30.3%
🏦Market Cap
$586M
Small Cap
📈Revenue Growth (YoY)
5.4%
Slowing
📊Gross Margin
66.9%
High
💵FCF Margin
16.6%
Healthy
⚖️P/S Ratio
2.6x
Cheap
Otter Score
—
Insufficient data

Trading Snapshot

Day Range
$27.81 – $28.25
52-Week Range
$21.10 – $29.97
Volume (shares)
7,496
Avg Volume (shares)
—
Shares Outstanding
20.8M
Next Earnings
2027-02-04

Fundamentals Snapshot

Annual Revenue
$255M
Last Q Revenue
$39M
P/E Ratio
10.1
P/S Ratio
2.6x
EPS (TTM)
$2.78
Dividend Yield
2.52%
Dilution (1yr)
+31.1%
CIVB logo

CIVISTA BANCSHARES INC

CIVB
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$255M▲ +5.4% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
66.4%▲ +9.5% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$55M▲ +51.0% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$42M▼ −4.4% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
20.2M▲ +31.1% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
−$206M▲ +$181M YoY
StockOtter · stockotter.space

About CIVISTA BANCSHARES INC

Serving as the financial holding company for Civista Bank, Civista Bancshares, Inc. delivers comprehensive community banking services. The company actively gathers various customer deposits and provides a broad spectrum of lending products, encompassing commercial, agricultural, residential and commercial real estate, farm real estate, and construction loans, as well as consumer credit and letters of credit. Beyond banking, it also acquires securities and offers trust services alongside third-party insurance. With approximately 42 branch locations, Civista Bancshares extends its reach across Northern, Central, Southwestern, and Northwestern Ohio, in addition to Southeastern Indiana and Northern Kentucky. Founded in 1884, the company is headquartered in Sandusky, Ohio, and officially changed its name from First Citizens Banc Corp to Civista Bancshares, Inc. in May 2015.

🦦

Otter Score Breakdown

How it's scoredFive components, each rated 1–5★ and equally weighted (20%), averaged to a 0–100 score:💎 Quality — gross margin🚀 Growth — revenue YoY⚖️ Valuation — P/S ratio⚡ Momentum — 30-day price change💧 Dilution — 1-yr share issuance (buybacks score higher)

Insufficient data for all five components.

💎Quality★★★★★
🚀Growth★★★★★
⚖️Valuation★★★★★
💧Dilution★★★★★
Overall Score
Insufficient data
—/100

Analyst Ratings

ⓘ
Consensus
Buy
12 analysts
Strong Buy2
Buy6
Hold4
Sell0
Strong Sell0
Ratings as of Oct 2026

Latest News & Updates

News unavailable.