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CAPITAL BANCORP INC/MD

CBNKNASDAQ
πŸ† #2653 by market capEarnings Jan 25 Β· PostUS Equity
$42.00β–² $0.51 (+1.24%)
Market closed Β· at close
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24hβ–² 1.2%
7dβ–² 1.7%
14dβ–² 6.0%
30dβ–² 6.4%
ytdβ–² 49.2%
1yβ–² 50.0%
🏦Market Cap
$684M
Small Cap
πŸ“ˆRevenue Growth (YoY)
25.3%
High Growth
πŸ“ŠGross Margin
72.2%
High
πŸ’΅FCF Margin
11.1%
Healthy
βš–οΈP/S Ratio
2.3x
Cheap
Otter Score
β€”
Insufficient data

Trading Snapshot

Day Range
$41.69 – $42.09
52-Week Range
$26.40 – $42.37
Volume (shares)
11,844
Avg Volume (shares)
β€”
Shares Outstanding
16.3M
Next Earnings
2027-01-25

Fundamentals Snapshot

Annual Revenue
$304M
Last Q Revenue
$70M
P/E Ratio
12.6
P/S Ratio
2.3x
EPS (TTM)
$3.34
Dividend Yield
1.19%
Dilution (1yr)
βˆ’1.4%
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CAPITAL BANCORP INC/MD

CBNK
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$304Mβ–² +25.3% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
73.6%β–² +7.7% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$71Mβ–² +68.8% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$67Mβ–² +105.5% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
16.5Mβ–Ό βˆ’1.4% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
βˆ’$21Mβ–Ό βˆ’$192M YoY
StockOtter Β· stockotter.space

About CAPITAL BANCORP INC/MD

As the holding company for Capital Bank, N.A., Capital Bancorp, Inc. delivers a diverse suite of financial and banking services across the United States. Its clientele encompasses businesses, non-profit entities, and entrepreneurs. The company organizes its operations across three primary segments: Commercial Banking, Capital Bank Home Loans, and OpenSky. Clients have access to various deposit options, including checking, savings, time, interest-bearing demand, and money market accounts, alongside certificates of deposit and credit cards. A significant originator of residential mortgages, the firm also extends a wide array of lending solutions. These offerings include financing for residential and commercial real estate, construction projects, and general commercial business needs. Moreover, it provides consumer loans such as term loans, vehicle financing, and marine loans. Its lending services cater specifically to small to mid-sized businesses, professionals, real estate investors, smaller residential developers, and individual customers. Founded in 1974, Capital Bancorp is headquartered in Rockville, Maryland, and operates through four commercial bank branches, four mortgage offices, and one dedicated loan production office.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)

Insufficient data for all five components.

πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Insufficient data
β€”/100

Analyst Ratings

β“˜
Consensus
Buy
11 analysts
Strong Buy3
Buy4
Hold4
Sell0
Strong Sell0
Ratings as of Oct 2026

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