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PATHWARD FINANCIAL INC

CASHNASDAQ
πŸ† #2095 by market capEarnings Jan 20US Equity
$76.53β–² $0.49 (+0.65%)
Market closed Β· at close
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24hβ–² 0.7%
7dβ–Ό 1.2%
14dβ–² 5.0%
30dβ–² 7.5%
ytdβ–² 7.9%
1yβ–² 11.7%
🏦Market Cap
$1.59B
Small Cap
πŸ“ˆRevenue Growth (YoY)
27.7%
High Growth
πŸ“ŠGross Margin
β€”
πŸ’΅FCF Margin
55.3%
Strong
βš–οΈP/S Ratio
1.8x
Cheap
Otter Score
β€”
Insufficient data

Trading Snapshot

Day Range
$76.47 – $76.82
52-Week Range
$65.87 – $101.26
Volume (shares)
5,785
Avg Volume (shares)
β€”
Shares Outstanding
20.8M
Next Earnings
2027-01-20

Fundamentals Snapshot

Annual Revenue
$832M
Last Q Revenue
$184M
P/E Ratio
9.0
P/S Ratio
1.8x
EPS (TTM)
$8.15
Dividend Yield
0.28%
Dilution (1yr)
βˆ’7.8%
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PATHWARD FINANCIAL INC

CASH
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$685Mβ–² +2.4% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
90.0%β–² +2.1% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$223Mβ–² +2.0% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$237Mβ–² +33.8% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
22.4Mβ–Ό βˆ’7.8% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
$298Mβ–Ό βˆ’$266M YoY
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About PATHWARD FINANCIAL INC

Pathward Financial, Inc. serves as the parent company for Pathward, National Association, providing a broad spectrum of banking products and services throughout the United States. Its operations are structured across three main divisions: Consumer, Commercial, and Corporate Services/Other. The firm offers a range of deposit accounts, including checking (demand deposit), savings, money market savings, and certificates of deposit. For commercial clients, Pathward provides diverse financial solutions such as term loans, asset-based lending, factoring services, lease financing, insurance premium financing, and government-guaranteed lending products. It also extends consumer credit offerings and other personal financing services. Further specialized services include short-term taxpayer advance loans and warehouse financing. Moreover, the company plays a significant role in the payments industry by issuing prepaid and consumer credit cards, sponsoring merchant acquiring services, facilitating ATM access across various debit networks, and handling tax refund transfers, alongside other payment solutions. Originally known as Meta Financial Group, Inc., the company adopted its current name, Pathward Financial, Inc., in July 2022. Founded in 1954, Pathward Financial, Inc. is headquartered in Sioux Falls, South Dakota.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)

Insufficient data for all five components.

πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Insufficient data
β€”/100

Analyst Ratings

β“˜
Consensus
Buy
9 analysts
Strong Buy2
Buy5
Hold2
Sell0
Strong Sell0
Ratings as of Oct 2026

Latest News & Updates

News unavailable.