BCAL logo

CALIFORNIA BANCORP

BCALNASDAQ
πŸ† #2649 by market capEarnings Jan 26US Equity
$21.51β–² $0.06 (+0.30%)
Latest quote
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24hβ–² 0.3%
7dβ–Ό 2.4%
14dβ–Ό 1.1%
30dβ–² 0.8%
ytdβ–² 15.1%
1yβ–² 18.1%
🏦Market Cap
$691M
Small Cap
πŸ“ˆRevenue Growth (YoY)
-2.9%
Declining
πŸ“ŠGross Margin
β€”
πŸ’΅FCF Margin
26.7%
Strong
βš–οΈP/S Ratio
3.1x
Fair
Otter Score
β€”
Insufficient data

Trading Snapshot

Day Range
$21.36 – $21.71
52-Week Range
$16.87 – $22.41
Volume (shares)
6,800.446
Avg Volume (shares)
β€”
Shares Outstanding
32.1M
Next Earnings
2027-01-26

Fundamentals Snapshot

Annual Revenue
$237M
Last Q Revenue
$56M
P/E Ratio
11.5
P/S Ratio
3.1x
EPS (TTM)
$1.84
Dividend Yield
β€”
Dilution (1yr)
+0.3%
BCAL logo

CALIFORNIA BANCORP

BCAL
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$237Mβ–² +28.4% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
79.7%β–² +38.7% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$88Mβ–² +964.5% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$57Mβ–² +14.5% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
32.8Mβ–² +0.3% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
βˆ’$20Mβ–² +$8M YoY
StockOtter Β· stockotter.space

About CALIFORNIA BANCORP

California BanCorp operates as the bank holding company for California Bank of Commerce, N.A. that provides various financial products to individuals, professionals, and small- to medium-sized businesses in California, the United States. The company offers checking, savings, and money market accounts; and certificates of deposit. It also provides business loans, including construction and land development loans, commercial and industrial loans, small business administration loans, and consumer loans, as well as commercial real estate (CRE) loans comprising one- to four-family and multifamily residential loans, owner-occupied CRE loans, and non-owner-occupied CRE loans; lines of credit; home equity lines of credit; and letters of credit. In addition, the company offers treasury management; merchant services; escrow and sub-accounting solutions; cash vault, sweep accounts, and remote deposit capture services; online and mobile banking services; and ACH origination, courier, and lockbox processing services. It serves businesses, business owners and their trusts, limited liability corporations, business partnerships, associations, organizations, and governmental authorities, as well as the manufacturing, wholesale distribution, professional services, commercial real estate, healthcare, hospitality, commercial contractor, and non-profit organization sectors. The company was formerly known as Southern California Bancorp and changed its name to California BanCorp in August 2024. California BanCorp was founded in 2001 and is headquartered in San Diego, California.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)

Insufficient data for all five components.

πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Insufficient data
β€”/100

Analyst Ratings

β“˜
Consensus
Buy
10 analysts
Strong Buy3
Buy6
Hold1
Sell0
Strong Sell0
Ratings as of Oct 2026

Latest News & Updates

Zacks Investment ResearchΒ·2d ago

California BanCorp (BCAL) Q3 Earnings Match Estimates

California BanCorp (BCAL) came out with quarterly earnings of $0.43 per share, in line with the Zacks Consensus Estimate . This compares to earnings of $0.48 per share a year ago.

GlobeNewsWireΒ·2d ago

CALIFORNIA BANCORP REPORTS THIRD QUARTER EARNINGS, HIGHLIGHTED BY STEADY LOAN GROWTH AND STRONG DEPOSIT GROWTH

San Diego, Calif., Oct. 28, 2026 (GLOBE NEWSWIRE) -- California BanCorp (β€œus,” β€œwe,” β€œour,” or the β€œCompany”) (NASDAQ: BCAL), the holding company for California Bank of Commerce, N.A.

Zacks Investment ResearchΒ·10d ago

Analysts Estimate California BanCorp (BCAL) to Report a Decline in Earnings: What to Look Out for

California BanCorp (BCAL) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

GlobeNewsWireΒ·Sep 30

CALIFORNIA BANK OF COMMERCE TO OPEN COMMERCIAL LOAN PRODUCTION OFFICE IN DOWNTOWN SAN FRANCISCO

San Diego, Calif., Sept. 30, 2026 (GLOBE NEWSWIRE) -- California BanCorp (the β€œCompany”) (Nasdaq: BCAL), the holding company for California Bank of Commerce, N.A. (the β€œBank”), announces that the Bank plans to open a new

Defense WorldΒ·Sep 17

Squarepoint Ops LLC Grows Stock Holdings in California BanCorp $BCAL

Squarepoint Ops LLC lifted its holdings in California BanCorp (NASDAQ: BCAL) by 178.2% during the second quarter, according to its most recent disclosure with the Securities and Exchange Commission (SEC). The firm owned

Defense WorldΒ·Sep 17

California BanCorp (NASDAQ:BCAL) Sets New 12-Month High – Should You Buy?

Shares of California BanCorp (NASDAQ: BCAL - Get Free Report) reached a new 52-week high on Thursday. The company traded as high as $22.41 and last traded at $21.63, with a volume of 328628 shares traded. The stock had p