AMAL logo

AMALGAMATED FINANCIAL CORP

AMALNASDAQ
πŸ† #2115 by market capEarnings Jan 25US Equity
$51.16β–Ό $0.29 (βˆ’0.56%)
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24hβ–Ό 0.6%
7dβ–² 1.6%
14dβ–² 8.5%
30dβ–² 9.2%
ytdβ–² 59.8%
1yβ–² 88.0%
🏦Market Cap
$1.53B
Small Cap
πŸ“ˆRevenue Growth (YoY)
4.5%
Slowing
πŸ“ŠGross Margin
71.3%
High
πŸ’΅FCF Margin
28.5%
Strong
βš–οΈP/S Ratio
3.1x
Fair
Otter Score
72
Strong

Trading Snapshot

Day Range
$50.63 – $51.39
52-Week Range
$26.61 – $51.87
Volume (shares)
14,089
Avg Volume (shares)
β€”
Shares Outstanding
29.9M
Next Earnings
2027-01-25

Fundamentals Snapshot

Annual Revenue
$455M
Last Q Revenue
$129M
P/E Ratio
12.4
P/S Ratio
3.1x
EPS (TTM)
$4.12
Dividend Yield
1.27%
Dilution (1yr)
βˆ’2.1%
AMAL logo

AMALGAMATED FINANCIAL CORP

AMAL
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$455Mβ–² +4.5% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
70.3%β–Ό βˆ’0.1% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$140Mβ–Ό βˆ’3.6% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$134Mβ–² +9.9% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
30.3Mβ–Ό βˆ’2.1% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
βˆ’$90Mβ–² +$184M YoY
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About AMALGAMATED FINANCIAL CORP

Amalgamated Financial Corp., established in New York in 1923, operates as the parent company for Amalgamated Bank. This institution delivers a comprehensive array of financial services, including commercial and retail banking, investment management, and trust and custody solutions, to businesses and individual customers across the United States. Its banking provisions encompass various deposit accounts, from non-interest bearing and interest-bearing checking to savings, money market, and certificates of deposit. On the lending side, Amalgamated extends commercial loans for industrial, multi-family, and general real estate purposes, in addition to retail loans like residential mortgages and consumer credit. Beyond core banking, the company facilitates online banking, bill payment, cash management, and safe deposit box rentals, while also providing debit and ATM cards. Its specialized trust, custody, and investment management operations cover asset safekeeping, corporate action handling, income collection, proxy services, and asset transfers and conversion management. Furthermore, it offers diverse investment products, such as equity, fixed-income, real estate, and alternative investments, alongside brokerage, asset management, and insurance products. Amalgamated Financial Corp. serves its clientele through a digital banking platform and a network of physical offices, including three branches in New York City, one in Washington, D.C., one in San Francisco, and a commercial office in Boston.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Strong
72/100

Analyst Ratings

β“˜
Consensus
Buy
9 analysts
Strong Buy2
Buy5
Hold2
Sell0
Strong Sell0
Ratings as of Oct 2026

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