ALRS logo

ALERUS FINANCIAL CORP

ALRSNASDAQ
πŸ† #2528 by market capEarnings Jan 26US Equity
$33.24β–² $0.98 (+3.05%)
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🏦Market Cap
$828M
Small Cap
πŸ“ˆRevenue Growth (YoY)
50.0%
High Growth
πŸ“ŠGross Margin
β€”
πŸ’΅FCF Margin
20.6%
Strong
βš–οΈP/S Ratio
1.9x
Cheap
Otter Score
β€”
Insufficient data
No chart data available for ALRS.

Trading Snapshot

Day Range
$33.23 – $33.82
52-Week Range
$20.31 – $34.40
Volume (shares)
2,555
Avg Volume (shares)
β€”
Shares Outstanding
24.9M
Next Earnings
2027-01-26

Fundamentals Snapshot

Annual Revenue
$328M
Last Q Revenue
$105M
P/E Ratio
29.0
P/S Ratio
1.9x
EPS (TTM)
$1.07
Dividend Yield
2.62%
Dilution (1yr)
+1.0%
ALRS logo

ALERUS FINANCIAL CORP

ALRS
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$328Mβ–Ό βˆ’3.1% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
67.2%β–² +10.5% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$23Mβ–Ό βˆ’2.4% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$59Mβ–² +254.6% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
25.4Mβ–² +1.0% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
βˆ’$373Mβ–Ό βˆ’$118M YoY
StockOtter Β· stockotter.space

About ALERUS FINANCIAL CORP

Alerus Financial Corporation, operating primarily through its subsidiary Alerus Financial, National Association, delivers a broad spectrum of financial services to both commercial clients and individual consumers. The company organizes its operations across four distinct segments: Banking, Retirement and Benefit Services, Wealth Management, and Mortgage. Within its Banking segment, Alerus provides a comprehensive array of deposit solutions, including checking, savings, money market, and certificate of deposit accounts. It also supports businesses with robust treasury management products like electronic receivables management, remote deposit capture, cash vault services, and other cash management tools. Lending solutions encompass various commercial loans, such as business term loans, lines of credit, commercial real estate financing, and construction and land development loans, alongside consumer offerings like residential first and second mortgages and installment loans. The Retirement and Benefit Services division focuses on administering retirement plans, providing investment advisory services, managing employee stock ownership plans (ESOPs), and offering payroll, health savings accounts (HSAs), and other employee benefits, including individual retirement accounts (IRAs). Through Wealth Management, clients can access financial planning, investment management, personal and corporate trust services, estate administration, and custodial solutions. Additional offerings extend to debit and credit cards, modern online and mobile banking platforms, secure payment solutions, and exclusive private banking privileges, as well as flex spending accounts and government health insurance program services. Geographically, the company's banking services are delivered through fourteen offices located in North Dakota, Minnesota, and Arizona. Its Retirement and Benefit Services, however, boast a national footprint, serving clients in all 50 states from offices situated in Michigan, Minnesota, and Colorado. Founded in 1879, Alerus Financial Corporation was originally known as First National Bank North Dakota before adopting its current name in 2000. The company maintains its headquarters in Grand Forks, North Dakota.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)

Insufficient data for all five components.

πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Insufficient data
β€”/100
Analyst data unavailable.

Latest News & Updates

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