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XP INC - CLASS A

XPNASDAQ
๐Ÿ† #892 by market capEarnings Aug 17US Equity
$15.48โ–ผ $0.03 (โˆ’0.22%)
Live
1hโ€”
24hโ–ผ 0.2%
7dโ–ผ 8.9%
14dโ–ผ 5.1%
30dโ–ผ 5.4%
1yโ–ผ 11.2%
๐ŸฆMarket Cap
$8.10B
Small Cap
๐Ÿ“ˆRevenue Growth (YoY)
-8.2%
Declining
๐Ÿ“ŠGross Margin
67.0%
High
๐Ÿ’ตFCF Margin
80.7%
Strong
โš–๏ธP/S Ratio
2.2x
Cheap
Otter Score
63
Fair

Trading Snapshot

Day Range
$15.32 โ€“ $15.70
52-Week Range
$14.80 โ€“ $23.13
Volume
$2.69B
Avg Volume
$3.18B
Shares Outstanding
523.1M
Next Earnings
Oct 27, 2026

Fundamentals Snapshot

Annual Revenue
$18.24B
Last Q Revenue
$4.62B
P/E Ratio
8.0
P/S Ratio
2.2x
EPS (TTM)
$9.96
Dividend Yield
2.46%

Why Investors Own XP

  • โœ“High-growth profile โ€” revenue up +36.3% YoY with expanding US Equity exposure.
  • โœ“Healthy economics โ€” 47% gross margin and 27% free-cash-flow margin.
  • โœ“New products and segments could unlock additional revenue streams.
โš ๏ธ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)
$18.24Bโ–ฒ +30.1% YoY
Gross Margin (TTM)
47.2%โ–ฒ +4.5% YoY
Operating Income (TTM)
$3.67Bโ–ฒ +30.1% YoY
Free Cash Flow (TTM)
$4.94Bโ–ฒ +30.1% YoY

About XP INC - CLASS A

XP Inc. provides financial products and services in Brazil. The company operates XP Platform, an open product platform that provides clients to access investment products in the market comprising brokerage securities, fixed income securities, mutual, hedge, and private equity funds; derivatives and synthetic instruments; credit cards; loan operations/collateralized credit products; pension and social security funds, and life and travel insurance products; and other investment products comprising real estate funds, and equity and debt capital markets solutions, as well as wealth management services. It offers brokerage and issuer services to institutional and corporate clients. The company also manages mutual funds focused on stocks and macro strategies distributed to retail and to institutional clients; funds and managed portfolios for high-net-worth retail clients, and proprietary treasury funds; and passive mutual funds that track market indexes, and mutual and investment funds focused on fixed income, credit, real estate, infrastructure, and other alternative strategies. In addition, it offers securities brokerage services for institutional and retail investors; interdealer brokerage services for institutional traders; and commercial and investment banking products, such as loan operations and transactions in the foreign exchange markets and deposits, as well as develops and sells financial education courses and events online and in person to retail clients. The company offers its sell products and services through its omni-channel distribution network and online portals. XP Inc. was founded in 2001 and is based in George Town, the Cayman Islands.

๐Ÿฆฆ

Otter Score Breakdown

โ“˜
๐Ÿ’ŽQualityโ˜…โ˜…โ˜…โ˜…โ˜…
๐Ÿš€Growthโ˜…โ˜…โ˜…โ˜…โ˜…
โš–๏ธValuationโ˜…โ˜…โ˜…โ˜…โ˜…
โšกMomentumโ˜…โ˜…โ˜…โ˜…โ˜…
Overall Score
Fair
63/100

Analyst Ratings

โ“˜
Consensus
Buy
19 analysts
Strong Buy5
Buy11
Hold3
Sell0
Strong Sell0
Ratings as of Aug 2026

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