XCHANGE TEC.INC

XHGNASDAQ

🏆 #3783 by market capUS Equity

$0.92▼ $0.03 (−3.35%)

Live

1h—

24h▼ 3.4%

7d—

14d—

30d—

1y—

🏦Market Cap

$113.83B

Mid Cap

📈Revenue Growth (YoY)

+0.0%

Slowing

📊Gross Margin

2.4%

Thin

💵FCF Margin

—

⚖️P/S Ratio

0.9x

Cheap

Otter Score

Weak

No chart data available for XHG.

Trading Snapshot

Day Range: $0.92 – $0.93
52-Week Range: —
Volume: $4.85B
Avg Volume: $5.79B
Shares Outstanding: 123.72B
Next Earnings: Sep 26, 2026

Fundamentals Snapshot

Annual Revenue: $365,267
Last Q Revenue: $194M
P/E Ratio: —
P/S Ratio: 0.9x
EPS (TTM): —
Dividend Yield: —

Why Investors Own XHG

✓High-growth profile — revenue up -4.0% YoY with expanding US Equity exposure.
✓Healthy economics — 74% gross margin and 9% free-cash-flow margin.
✓New products and segments could unlock additional revenue streams.

⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)

$365,267▼ −6.8% YoY

Gross Margin (TTM)

74.0%▼ −0.1% YoY

Operating Income (TTM)

$46,389▼ −6.8% YoY

Free Cash Flow (TTM)

$33,605▼ −6.8% YoY

About XCHANGE TEC.INC

XChange TEC.INC, together with its subsidiaries, engages in the insurance agency and insurance technology businesses primarily to individual end consumers in the People’s Republic of China. The company provides a various insurance products underwritten by insurance companies, including industry state-owned property and casualty insurance companies, as well as certain regional property and casualty insurance companies. It offers automobile, life, health, group accident, and other property related insurance products. In addition, the company operates a SaaS platform to offers comprehensive services to offline and online customers. It sells insurance primarily through a network of external referral sources that include external registered sales representatives, distribution channel partners, and through its in-house sales force. The company was formerly known as FLJ Group Limited and changed its name to XChange TEC.INC in May 2024. XChange TEC.INC was founded in 2007 and is based in Shanghai, the People’s Republic of China.

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