WU logo

WESTERN UNION CO

WUNYSE
๐Ÿ† #1818 by market capEarnings Oct 21 ยท PostUS Equity
$7.13โ–ฒ $0.08 (+1.06%)
Live
1hโ–ฒ 0.3%
24hโ–ฒ 1.1%
7dโ–ผ 1.8%
14dโ–ผ 11.8%
30dโ–ผ 9.4%
1yโ–ผ 14.5%
๐ŸฆMarket Cap
$2.23B
Small Cap
๐Ÿ“ˆRevenue Growth (YoY)
-1.6%
Declining
๐Ÿ“ŠGross Margin
35.1%
Healthy
๐Ÿ’ตFCF Margin
11.9%
Healthy
โš–๏ธP/S Ratio
0.5x
Cheap
Otter Score
47
Weak

Trading Snapshot

Day Range
$7.09 โ€“ $7.19
52-Week Range
$6.27 โ€“ $10.35
Volume
$3.78B
Avg Volume
$4.81B
Shares Outstanding
312.4M
Next Earnings
Sep 5, 2026

Fundamentals Snapshot

Annual Revenue
$4.04B
Last Q Revenue
$1.01B
P/E Ratio
5.6
P/S Ratio
0.5x
EPS (TTM)
$1.24
Dividend Yield
13.71%

Why Investors Own WU

  • โœ“High-growth profile โ€” revenue up -3.1% YoY with expanding US Equity exposure.
  • โœ“Healthy economics โ€” 60% gross margin and 19% free-cash-flow margin.
  • โœ“New products and segments could unlock additional revenue streams.
โš ๏ธ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)
$4.04Bโ–ผ โˆ’6.1% YoY
Gross Margin (TTM)
60.1%โ–ฒ +1.3% YoY
Operating Income (TTM)
$841Mโ–ผ โˆ’6.1% YoY
Free Cash Flow (TTM)
$756Mโ–ผ โˆ’6.1% YoY

About WESTERN UNION CO

Western Union operates as a global financial services provider, specializing in fund transfers and diverse payment solutions. The company's operations are divided into two main segments: Consumer-to-Consumer and Business Solutions. The Consumer-to-Consumer division enables individuals to send money to other individuals, primarily leveraging an extensive network of independent agents and sub-agents. This service covers both international transfers across borders and domestic transactions within a single country, as well as digital transfers facilitated through its websites and mobile applications. Conversely, the Business Solutions segment offers payment and foreign exchange services tailored for small and medium-sized businesses, various organizations, and even individuals. These services predominantly involve cross-border and cross-currency transactions and include financial tools like foreign currency forward and option contracts. Additionally, the company provides bill payment services, allowing individual customers to make payments to businesses and other organizations, alongside offering money orders and other related financial services. Western Union was founded in 1851 and its corporate headquarters are located in Denver, Colorado.

๐Ÿฆฆ

Otter Score Breakdown

โ“˜
๐Ÿ’ŽQualityโ˜…โ˜…โ˜…โ˜…โ˜…
๐Ÿš€Growthโ˜…โ˜…โ˜…โ˜…โ˜…
โš–๏ธValuationโ˜…โ˜…โ˜…โ˜…โ˜…
โšกMomentumโ˜…โ˜…โ˜…โ˜…โ˜…
Overall Score
Weak
47/100

Analyst Ratings

โ“˜
Consensus
Sell
27 analysts
Strong Buy0
Buy0
Hold12
Sell9
Strong Sell6
Ratings as of Aug 2026

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