WTFC logo

WINTRUST FINANCIAL CORP

WTFCNASDAQ
πŸ† #683 by market capEarnings Oct 19US Equity
$162.10β–² $2.95 (+1.82%)
πŸŒ™ After hours$161.76β–Ό 0.21%Regular close Β· extended-hours price shown
1hβ€”
24hβ–² 1.8%
7dβ–² 0.4%
14dβ–² 1.8%
30dβ–² 0.4%
1yβ–² 27.3%
🏦Market Cap
$10.94B
Mid Cap
πŸ“ˆRevenue Growth (YoY)
+79.3%
High Growth
πŸ“ŠGross Margin
β€”
πŸ’΅FCF Margin
35.5%
Strong
βš–οΈP/S Ratio
2.3x
Cheap
Otter Score
48
Weak

Trading Snapshot

Day Range
$161.08 – $163.06
52-Week Range
$119.61 – $167.22
Volume
$2.90B
Avg Volume
$2.80B
Shares Outstanding
67.5M
Next Earnings
Oct 27, 2026

Fundamentals Snapshot

Annual Revenue
$4.23B
Last Q Revenue
$1.10B
P/E Ratio
11.9
P/S Ratio
2.3x
EPS (TTM)
$13.22
Dividend Yield
1.63%

Why Investors Own WTFC

  • βœ“High-growth profile β€” revenue up +10.1% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 47% gross margin and 5% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)
$4.23Bβ–² +8.8% YoY
Gross Margin (TTM)
46.8%β–² +1.4% YoY
Operating Income (TTM)
$1.07Bβ–² +8.8% YoY
Free Cash Flow (TTM)
$190Mβ–² +8.8% YoY

About WINTRUST FINANCIAL CORP

Wintrust Financial Corporation (WTFC) functions as a diversified financial holding company, structuring its operations across three primary business segments: Community Banking, Specialty Finance, and Wealth Management. The Community Banking segment offers a comprehensive array of financial products and services. This includes various deposit accounts, such as non-interest-bearing, interest-bearing transaction, savings, and domestic time deposits. On the lending side, it provides home equity loans, consumer loans, and real estate financing. Customers also have access to essential banking services like safe deposit facilities, ATMs, online banking, and mobile banking. Beyond standard offerings, this segment is actively involved in originating and acquiring residential mortgages for sale in the secondary market. It extends specialized lending, deposit, and treasury management solutions to condominium, homeowner, and community associations, alongside offering asset-based financing for middle-market enterprises. Further niche services encompass loan and deposit facilities for mortgage brokerage firms, financing for restaurant franchisees, direct leasing, Small Business Administration (SBA) loans, commercial mortgages, and construction loans, all forming part of its broader financial solutions. Its client base is diverse, ranging from individuals and small to mid-sized businesses to local governmental units and institutional clients, for whom it provides both personal and commercial banking. The Specialty Finance segment delivers targeted financial services, including the financing of commercial and life insurance premiums for both corporate and individual clients. It also handles accounts receivable financing, provides value-added administrative services, and offers outsourced solutions such as payroll processing, billing, and cash management tailored specifically for the temporary staffing industry. This segment rounds out its offerings with other specialized financial products. The Wealth Management segment is dedicated to assisting clients with a full suite of services, including trust and investment management, comprehensive asset management, tax-deferred exchange facilitation, securities brokerage, and retirement plan services. Wintrust maintains a significant physical presence, operating 173 banking facilities and 228 ATMs. Its geographic footprint covers the Chicago metropolitan area, southern Wisconsin, northwest Indiana, and Florida. The company, established in 1991, is headquartered in Rosemont, Illinois.

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Otter Score Breakdown

β“˜
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
Overall Score
Weak
48/100

Analyst Ratings

β“˜
Consensus
Buy
20 analysts
Strong Buy4
Buy11
Hold5
Sell0
Strong Sell0
Ratings as of Aug 2026

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YahooΒ·19d ago

Wintrust Financial Corporation Announces Cash Dividends

ROSEMONT, Ill., July 23, 2026 (GLOBE NEWSWIRE) -- The Board of Directors of Wintrust Financial Corporation (β€œWintrust” or the β€œCompany”) (Nasdaq: WTFC) has approved a quarterly cash dividend of $0.55 per share of outstanding common stock. The dividend is payable on August 20, 2026, to shareholders of record as of August 6, 2026. Additionally, the Company’s Board of Directors approved a cash dividend on outstanding shares of the Company’s 7.875% Fixed-Rate Reset Non-Cumulative Perpetual Preferred

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BenzingaΒ·20d ago

TD Cowen Maintains Buy on Wintrust Financial, Lowers Price Target to $183

TD Cowen analyst Janet Lee maintains Wintrust Financial (NASDAQ:WTFC) with a Buy and lowers the price target from $184 to $183.