WABC logo

WESTAMERICA BANCORPORATION

WABCNASDAQ
🏆 #2185 by market capEarnings Oct 14US Equity
$59.66 $0.83 (+1.39%)
Live
1h▼ 0.1%
24h▲ 1.4%
7d▼ 0.7%
14d▼ 1.0%
30d▲ 1.8%
1y▲ 20.6%
🏦Market Cap
$1.37B
Small Cap
📈Revenue Growth (YoY)
+44.3%
High Growth
📊Gross Margin
💵FCF Margin
34.5%
Strong
⚖️P/S Ratio
4.0x
Fair
Otter Score
55
Weak

Trading Snapshot

Day Range
$59.34 – $60.35
52-Week Range
$44.93 – $63.61
Volume
$2.32B
Avg Volume
$2.14B
Shares Outstanding
23.0M
Next Earnings
Oct 3, 2026

Fundamentals Snapshot

Annual Revenue
$272M
Last Q Revenue
$66M
P/E Ratio
12.3
P/S Ratio
4.0x
EPS (TTM)
$4.53
Dividend Yield
3.42%

Why Investors Own WABC

  • High-growth profile — revenue up +48.2% YoY with expanding US Equity exposure.
  • Healthy economics — 36% gross margin and 8% free-cash-flow margin.
  • New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)
$272M +54.6% YoY
Gross Margin (TTM)
36.0% +2.6% YoY
Operating Income (TTM)
$67M +54.6% YoY
Free Cash Flow (TTM)
$23M +54.6% YoY

About WESTAMERICA BANCORPORATION

Westamerica Bancorporation (WABC) functions as a bank holding company, overseeing Westamerica Bank. Through its subsidiary, it delivers a comprehensive suite of financial products and services to both individual consumers and commercial enterprises. Its deposit offerings cater to retail customers, encompassing savings accounts, checking accounts, and certificates of deposit. The institution's lending activities are diverse, featuring commercial loans, financing for both commercial and residential real estate, construction loans, consumer installment loans, and indirect automobile lending. Geographically, WABC maintains a presence across 21 counties in Northern and Central California, operating 78 branch locations. Incorporated in 1972, the company was initially known as Independent Bankshares Corporation. It adopted its current name, Westamerica Bancorporation, in 1983. Its corporate headquarters are situated in San Rafael, California.

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Otter Score Breakdown

💎Quality
🚀Growth
⚖️Valuation
Momentum
Overall Score
Weak
55/100

Analyst Ratings

Consensus
Sell
7 analysts
Strong Buy0
Buy0
Hold4
Sell1
Strong Sell2
Ratings as of Aug 2026

Latest News & Updates

SeekingAlpha·5d ago

Dividend Champion, Contender, And Challenger Highlights: Week Of August 9

Weekly dividend activity roundup for Dividend Champions, Contenders & Challengers—see dividend changes, upcoming ex-dividend dates and pay dates here.

SeekingAlpha·19d ago

Dividend Champion, Contender, And Challenger Highlights: Week Of July 26

Get the weekly dividend update for Champions, Contenders & Challengers—read about the dividend changes, upcoming ex-dividend dates and pay dates here.

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Benzinga·26d ago

Keefe, Bruyette & Woods Maintains Market Perform on Westamerica Bancorp, Raises Price Target to $64

Keefe, Bruyette & Woods analyst Kelly Motta maintains Westamerica Bancorp (NASDAQ:WABC) with a Market Perform and raises the price target from $60 to $64.

Yahoo·27d ago

Westamerica Bancorporation Reports Second Quarter 2026 Financial Results

SAN RAFAEL, Calif., July 16, 2026 (GLOBE NEWSWIRE) -- Westamerica Bancorporation (Nasdaq: WABC), parent company of Westamerica Bank, generated net income for the second quarter 2026 of $27.4 million and diluted earnings per common share ("EPS") of $1.17. Second quarter 2026 results compare to first quarter 2026 net income of $27.4 million and EPS of $1.13. "Westamerica’s second quarter 2026 results benefited from the Company’s low-cost operating principles. The annualized cost of funding interes

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Benzinga·27d ago

Westamerica Bancorp Q2 EPS $1.17 Beats $1.10 Estimate, Sales $62.968M Beat $61.600M Estimate

Westamerica Bancorp (NASDAQ:WABC) reported quarterly earnings of $1.17 per share which beat the analyst consensus estimate of $1.10 by 6.36 percent. This is a 4.46 percent increase over earnings of $1.12 per share from