VEL logo

VELOCITY FINANCIAL INC

VELNYSE
πŸ† #2373 by market capEarnings Nov 5US Equity
$18.18β–Ό $0.06 (βˆ’0.33%)
Live
1hβ€”
24hβ–Ό 0.3%
7dβ–² 2.8%
14dβ–² 2.9%
30dβ–² 5.7%
1yβ–Ό 3.6%
🏦Market Cap
$714M
Small Cap
πŸ“ˆRevenue Growth (YoY)
+18.0%
Healthy
πŸ“ŠGross Margin
106.0%
High
πŸ’΅FCF Margin
5.8%
Moderate
βš–οΈP/S Ratio
1.4x
Cheap
Otter Score
48
Weak

Trading Snapshot

Day Range
$18.07 – $18.54
52-Week Range
$16.65 – $21.40
Volume
$3.62B
Avg Volume
$4.03B
Shares Outstanding
39.3M
Next Earnings
Sep 5, 2026

Fundamentals Snapshot

Annual Revenue
$714M
Last Q Revenue
$179M
P/E Ratio
6.8
P/S Ratio
1.4x
EPS (TTM)
$2.80
Dividend Yield
β€”

Why Investors Own VEL

  • βœ“High-growth profile β€” revenue up +15.5% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 56% gross margin and 30% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)
$714Mβ–² +18.5% YoY
Gross Margin (TTM)
56.2%β–² +1.7% YoY
Operating Income (TTM)
$188Mβ–² +18.5% YoY
Free Cash Flow (TTM)
$213Mβ–² +18.5% YoY

About VELOCITY FINANCIAL INC

Operating across the United States, Velocity Financial, Inc. functions as a specialized real estate finance firm. Its core business involves generating and overseeing investment loans, which are typically secured by 1-4 unit residential rental properties and smaller commercial real estate assets. The company delivers its financial offerings to clients via an extensive network of independent mortgage brokers. Velocity Financial, Inc. was established in 2004 and is headquartered in Westlake Village, California.

🦦

Otter Score Breakdown

β“˜
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
Overall Score
Weak
48/100

Analyst Ratings

β“˜
Consensus
Buy
7 analysts
Strong Buy2
Buy3
Hold1
Sell1
Strong Sell0
Ratings as of Aug 2026

Latest News & Updates

πŸš€
BenzingaΒ·5d ago

Wells Fargo Maintains Underweight on Velocity Financial, Lowers Price Target to $19

Wells Fargo analyst Donald Fandetti maintains Velocity Financial (NYSE:VEL) with a Underweight and lowers the price target from $20 to $19.

SeekingAlphaΒ·6d ago

Velocity Financial, Inc. (VEL) Q2 2026 Earnings Call Transcript

Velocity Financial, Inc. (VEL) Q2 2026 Earnings Call August 5, 2026 5:00 PM EDTCompany ParticipantsChristopher Oltmann - Corporate Treasurer & Director...

SeekingAlphaΒ·6d ago

Velocity Financial, Inc. 2026 Q2 - Results - Earnings Call Presentation

2026-08-05. The following slide deck was published by Velocity Financial, Inc.

πŸš€
BenzingaΒ·6d ago

Velocity Financial Q2 Adj. EPS $0.71 Beats $0.65 Estimate, Sales $94.988M Beat $52.769M Estimate

Velocity Financial (NYSE:VEL) reported quarterly earnings of $0.71 per share which beat the analyst consensus estimate of $0.65 by 9.23 percent. This is a 2.74 percent decrease over earnings of $0.73 per share from the

YahooΒ·21d ago

Velocity Financial, Inc. Announces Date of Second Quarter 2026 Financial Results Webcast and Conference Call

WESTLAKE VILLAGE, Calif., July 22, 2026--Velocity Financial, Inc. (NYSE:VEL) ("Velocity" or "Company"), a leader in investor real estate loans, will release its second quarter 2026 results after the market close on Wednesday, August 5, 2026. Velocity’s executive management team will host a conference call and webcast to review its financial results at 2:00 p.m. Pacific Time / 5:00 p.m. Eastern Time on the same day.