VELOCITY FINANCIAL INC
VELNYSE🏆 #2740 by market capEarnings Nov 4 · PostUS Equity
$15.99▲ $0.41 (+2.63%)
Pre-market · at closeTrack VEL
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24h▲ 2.6%
7d▲ 4.3%
14d▲ 8.4%
30d▲ 6.4%
ytd▼ 23.5%
1y▼ 13.1%
🏦Market Cap
$631M
Small Cap
📈Revenue Growth (YoY)
12.8%
Healthy
📊Gross Margin
105.6%
High
💵FCF Margin
4.8%
Moderate
⚖️P/S Ratio
1.2x
Cheap
Otter Score
76
Strong
Trading Snapshot
- Day Range
- $15.87 – $16.02
- 52-Week Range
- $14.18 – $21.40
- Volume (shares)
- 5,377
- Avg Volume (shares)
- —
- Shares Outstanding
- 39.5M
- Next Earnings
- 2026-11-04
Fundamentals Snapshot
- Annual Revenue
- $714M
- Last Q Revenue
- $179M
- P/E Ratio
- 5.9
- P/S Ratio
- 1.2x
- EPS (TTM)
- $2.75
- Dividend Yield
- —
- Dilution (1yr)
- +5.8%
VELOCITY FINANCIAL INC
VELFinancial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$714M▲ +48.0% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
95.3%▲ +118.6% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$511M▲ +430.4% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$18M▼ −52.3% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
38.2M▲ +5.8% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
−$6.4B▼ −$1.6B YoY
StockOtter · stockotter.spaceAbout VELOCITY FINANCIAL INC
Operating across the United States, Velocity Financial, Inc. functions as a specialized real estate finance firm. Its core business involves generating and overseeing investment loans, which are typically secured by 1-4 unit residential rental properties and smaller commercial real estate assets. The company delivers its financial offerings to clients via an extensive network of independent mortgage brokers. Velocity Financial, Inc. was established in 2004 and is headquartered in Westlake Village, California.
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Otter Score Breakdown
How it's scoredFive components, each rated 1–5★ and equally weighted (20%), averaged to a 0–100 score:💎 Quality — gross margin🚀 Growth — revenue YoY⚖️ Valuation — P/S ratio⚡ Momentum — 30-day price change💧 Dilution — 1-yr share issuance (buybacks score higher)💎Quality★★★★★
🚀Growth★★★★★
⚖️Valuation★★★★★
⚡Momentum★★★★★
💧Dilution★★★★★
Overall Score
Strong
76/100
Analyst Ratings
ⓘConsensus
Buy
7 analysts
Strong Buy2
Buy3
Hold1
Sell1
Strong Sell0
Ratings as of Oct 2026
Latest News & Updates
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