
VELOCITY FINANCIAL INC
VELNYSETrading Snapshot
- Day Range
- $18.07 β $18.54
- 52-Week Range
- $16.65 β $21.40
- Volume
- $3.62B
- Avg Volume
- $4.03B
- Shares Outstanding
- 39.3M
- Next Earnings
- Sep 5, 2026
Fundamentals Snapshot
- Annual Revenue
- $714M
- Last Q Revenue
- $179M
- P/E Ratio
- 6.8
- P/S Ratio
- 1.4x
- EPS (TTM)
- $2.80
- Dividend Yield
- β
Why Investors Own VEL
- βHigh-growth profile β revenue up +15.5% YoY with expanding US Equity exposure.
- βHealthy economics β 56% gross margin and 30% free-cash-flow margin.
- βNew products and segments could unlock additional revenue streams.
Execution delays, intensifying competition, and valuation compression if growth decelerates.
Financial Trends
About VELOCITY FINANCIAL INC
Operating across the United States, Velocity Financial, Inc. functions as a specialized real estate finance firm. Its core business involves generating and overseeing investment loans, which are typically secured by 1-4 unit residential rental properties and smaller commercial real estate assets. The company delivers its financial offerings to clients via an extensive network of independent mortgage brokers. Velocity Financial, Inc. was established in 2004 and is headquartered in Westlake Village, California.
Otter Score Breakdown
βAnalyst Ratings
βLatest News & Updates
Wells Fargo Maintains Underweight on Velocity Financial, Lowers Price Target to $19
Wells Fargo analyst Donald Fandetti maintains Velocity Financial (NYSE:VEL) with a Underweight and lowers the price target from $20 to $19.

Velocity Financial, Inc. (VEL) Q2 2026 Earnings Call Transcript
Velocity Financial, Inc. (VEL) Q2 2026 Earnings Call August 5, 2026 5:00 PM EDTCompany ParticipantsChristopher Oltmann - Corporate Treasurer & Director...

Velocity Financial, Inc. 2026 Q2 - Results - Earnings Call Presentation
2026-08-05. The following slide deck was published by Velocity Financial, Inc.
Velocity Financial Q2 Adj. EPS $0.71 Beats $0.65 Estimate, Sales $94.988M Beat $52.769M Estimate
Velocity Financial (NYSE:VEL) reported quarterly earnings of $0.71 per share which beat the analyst consensus estimate of $0.65 by 9.23 percent. This is a 2.74 percent decrease over earnings of $0.73 per share from the

Velocity Financial, Inc. Announces Date of Second Quarter 2026 Financial Results Webcast and Conference Call
WESTLAKE VILLAGE, Calif., July 22, 2026--Velocity Financial, Inc. (NYSE:VEL) ("Velocity" or "Company"), a leader in investor real estate loans, will release its second quarter 2026 results after the market close on Wednesday, August 5, 2026. Velocityβs executive management team will host a conference call and webcast to review its financial results at 2:00 p.m. Pacific Time / 5:00 p.m. Eastern Time on the same day.