UVSP logo

UNIVEST FINANCIAL CORP

UVSPNASDAQ
πŸ† #2331 by market capEarnings Jan 26US Equity
$39.33β–Ό $2.75 (βˆ’6.54%)
Market closed Β· at close
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24hβ–Ό 6.5%
7dβ–Ό 6.7%
14dβ–Ό 4.6%
30dβ–Ό 4.0%
ytdβ–² 20.0%
1yβ–² 32.4%
🏦Market Cap
$1.08B
Small Cap
πŸ“ˆRevenue Growth (YoY)
3.6%
Slowing
πŸ“ŠGross Margin
62.8%
High
πŸ’΅FCF Margin
19.6%
Healthy
βš–οΈP/S Ratio
2.1x
Cheap
Otter Score
76
Strong

Trading Snapshot

Day Range
$39.01 – $41.75
52-Week Range
$28.20 – $45.46
Volume (shares)
344,026
Avg Volume (shares)
β€”
Shares Outstanding
27.6M
Next Earnings
2027-01-26

Fundamentals Snapshot

Annual Revenue
$518M
Last Q Revenue
$135M
P/E Ratio
11.6
P/S Ratio
2.1x
EPS (TTM)
$3.40
Dividend Yield
2.29%
Dilution (1yr)
βˆ’2.4%
UVSP logo

UNIVEST FINANCIAL CORP

UVSP
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$518Mβ–² +3.6% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
61.0%β–² +4.1% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$113Mβ–² +18.9% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$97Mβ–² +34.6% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
28.4Mβ–Ό βˆ’2.4% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
$202Mβ–² +$290M YoY
StockOtter Β· stockotter.space

About UNIVEST FINANCIAL CORP

Univest Financial Corporation operates as the parent company for Univest Bank and Trust Co., primarily delivering banking solutions throughout Pennsylvania. The organization structures its operations into three core segments: Banking, Wealth Management, and Insurance. The Banking segment provides a comprehensive array of services to individuals, businesses, municipalities, and non-profit entities. These offerings encompass deposit accounts, loan origination and management, mortgage banking, general financial services, and equipment lease financing. Through its Wealth Management segment, Univest offers specialized services including investment advisory, financial planning, trust administration, and brokerage facilities. This segment serves a diverse client base, such as private families and individuals, municipal pension schemes, various retirement plans, and trusts and guardianships. Finally, the Insurance segment delivers a range of services, including commercial property and casualty coverage, employee benefits packages, personal insurance policies, and human resources consulting. With 37 banking offices, Univest extends its reach across numerous counties in Pennsylvania, specifically Bucks, Berks, Chester, Cumberland, Dauphin, Delaware, Lancaster, Lehigh, Montgomery, Northampton, Philadelphia, and York. Additionally, it serves customers in Atlantic, Burlington, and Cape May counties in New Jersey. Founded in 1876, the company initially operated as Univest Corporation of Pennsylvania before rebranding to Univest Financial Corporation in January 2019. Its corporate headquarters are located in Souderton, Pennsylvania.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Strong
76/100

Analyst Ratings

β“˜
Consensus
Sell
8 analysts
Strong Buy0
Buy0
Hold5
Sell1
Strong Sell2
Ratings as of Oct 2026

Latest News & Updates

MarketBeatΒ·5h ago

Univest Corporation of Pennsylvania Q3 Earnings Call Highlights

Univest Corporation of Pennsylvania NASDAQ: UVSP reported third-quarter net income of $21.6 million, or $0.78 per share, as results were affected by a $14.4 million charge-off tied to a single commercial lending relation

Seeking AlphaΒ·10h ago

Univest Financial Corporation (UVSP) Q3 2026 Earnings Call Transcript

Univest Financial Corporation ( UVSP ) Q3 2026 Earnings Call October 29, 2026 9:00 AM EDT Company Participants Jeff Schweitzer - Chairman, President & CEO Brian Richardson - Senior Executive VP & CFO Mike Keim - Presiden

Zacks Investment ResearchΒ·1d ago

Univest (UVSP) Q3 Earnings: Taking a Look at Key Metrics Versus Estimates

Although the revenue and EPS for Univest (UVSP) give a sense of how its business performed in the quarter ended September 2026, it might be worth considering how some key metrics compare with Wall Street estimates and th

Zacks Investment ResearchΒ·1d ago

Univest (UVSP) Q3 Earnings and Revenues Lag Estimates

Univest (UVSP) came out with quarterly earnings of $0.78 per share, missing the Zacks Consensus Estimate of $0.98 per share. This compares to earnings of $0.89 per share a year ago.

Zacks Investment ResearchΒ·7d ago

Are You Looking for a High-Growth Dividend Stock?

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Univest (UVSP) have what it takes?

Zacks Investment ResearchΒ·8d ago

Univest (UVSP) Earnings Expected to Grow: Should You Buy?

Univest (UVSP) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.