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USIO INC

USIONASDAQ
πŸ† #3720 by market capEarnings Aug 12US Equity
$2.31β–² $0.08 (+3.59%)
Live
1hβ–² 0.4%
24hβ–² 3.6%
7dβ–Ό 0.2%
14dβ–² 17.3%
30dβ–² 4.5%
1yβ–² 53.0%
🏦Market Cap
$64M
Small Cap
πŸ“ˆRevenue Growth (YoY)
+5.8%
Slowing
πŸ“ŠGross Margin
22.5%
Moderate
πŸ’΅FCF Margin
0.4%
Thin
βš–οΈP/S Ratio
0.7x
Cheap
Otter Score
68
Fair

Trading Snapshot

Day Range
$2.28 – $2.34
52-Week Range
$1.03 – $2.62
Volume
$3.95B
Avg Volume
$3.86B
Shares Outstanding
27.6M
Next Earnings
Sep 26, 2026

Fundamentals Snapshot

Annual Revenue
$85M
Last Q Revenue
$25M
P/E Ratio
β€”
P/S Ratio
0.7x
EPS (TTM)
$-0.08
Dividend Yield
β€”

Why Investors Own USIO

  • βœ“High-growth profile β€” revenue up +58.2% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 42% gross margin and 22% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)
$85Mβ–² +57.5% YoY
Gross Margin (TTM)
41.6%β–² +2.8% YoY
Operating Income (TTM)
$14Mβ–² +57.5% YoY
Free Cash Flow (TTM)
$19Mβ–² +57.5% YoY

About USIO INC

Usio, Inc. provides integrated electronic payment processing services to merchants and businesses in the United States. The company offers various types of automated clearing house (ACH) processing, credit, prepaid card, and debit card-based processing services. It also provides a proprietary platform for businesses to handle e-checks and card payments, and an interactive voice response telephone system for companies to accept payments over the telephone. Additionally, the company offers prepaid and incentive card issuance services, a payment facilitation platform, and electronic bill presentment and printing services.

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Otter Score Breakdown

β“˜
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
Overall Score
Fair
68/100

Analyst Ratings

β“˜
Consensus
Buy
10 analysts
Strong Buy3
Buy5
Hold1
Sell0
Strong Sell1
Ratings as of Aug 2026

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