UPSTART HOLDINGS INC
UPSTNASDAQ🏆 #1308 by market capFintech
$29.89▼ $0.30 (−0.99%)
Live1h—
24h▼ 1.0%
7d▼ 1.1%
14d▲ 12.4%
30d▼ 5.0%
1y▼ 52.8%
🏦Market Cap
$2.86B
Small Cap
📈Revenue Growth (YoY)
+46.3%
High Growth
📊Gross Margin
82.5%
High
💵FCF Margin
8.4%
Moderate
⚖️P/S Ratio
2.4x
Cheap
Otter Score
49
Weak
Trading Snapshot
- Day Range
- $29.63 – $30.20
- 52-Week Range
- $23.97 – $76.95
- Volume
- $3.44B
- Avg Volume
- $3.10B
- Shares Outstanding
- 95.7M
- Next Earnings
- Oct 11, 2026
Fundamentals Snapshot
- Annual Revenue
- $1.25B
- Last Q Revenue
- $347M
- P/E Ratio
- 49.5
- P/S Ratio
- 2.4x
- EPS (TTM)
- $0.54
- Dividend Yield
- —
Why Investors Own UPST
- ✓High-growth profile — revenue up +23.3% YoY with expanding Fintech exposure.
- ✓Healthy economics — 28% gross margin and 26% free-cash-flow margin.
- ✓Expanding take-rate and new products grow revenue per user.
⚠️ Key Risks
Execution delays, intensifying competition, and valuation compression if growth decelerates.
Financial Trends
Revenue (TTM)
$1.25B▲ +21.2% YoY
Gross Margin (TTM)
28.2%▲ +2.9% YoY
Operating Income (TTM)
$245M▲ +21.2% YoY
Free Cash Flow (TTM)
$321M▲ +21.2% YoY
About UPSTART HOLDINGS INC
A company profile for UPSTART HOLDINGS INC isn’t available yet — check back soon.
🦦
Otter Score Breakdown
ⓘ💎Quality★★★★★
🚀Growth★★★★★
⚖️Valuation★★★★★
⚡Momentum★★★★★
Overall Score
Weak
49/100
Analyst Price Target
ⓘAverage Target
$35.63
▲ +19.2% Upside
High Target$41.32
Low Target$26.97
Based on 18 analysts
Latest News & Updates
🚀
Barron’s·2h ago
UPSTART HOLDINGS INC tops quarterly estimates as demand accelerates
Revenue grew double digits with management guiding above consensus; margins continued to expand.
🛰️
Reuters·5h ago
Analysts lift UPST price targets on improving margins
Several firms raised targets, citing stronger free cash flow and a healthier backlog.
🌌
MarketWatch·1d ago
UPSTART HOLDINGS INC announces new agreement to expand its footprint
The move broadens the company’s reach and could add incremental revenue over the next year.