UPBD logo

UPBOUND GROUP INC

UPBDNASDAQ
πŸ† #2000 by market capEarnings Oct 28US Equity
$19.10β–Ό $0.12 (βˆ’0.62%)
Market closed Β· at close
1hβ€”
24hβ–Ό 0.6%
7dβ–Ό 5.0%
14dβ–Ό 8.8%
30dβ–Ό 9.6%
1yβ–Ό 15.6%
🏦Market Cap
$1.11B
Small Cap
πŸ“ˆRevenue Growth (YoY)
+5.8%
Slowing
πŸ“ŠGross Margin
49.1%
Healthy
πŸ’΅FCF Margin
8.1%
Moderate
βš–οΈP/S Ratio
0.2x
Cheap
Otter Score
64
Fair

Trading Snapshot

Day Range
$18.86 – $19.32
52-Week Range
$15.82 – $28.03
Volume
$1.93B
Avg Volume
$2.27B
Shares Outstanding
58.3M
Next Earnings
Oct 12, 2026

Fundamentals Snapshot

Annual Revenue
$4.70B
Last Q Revenue
$1.16B
P/E Ratio
12.7
P/S Ratio
0.2x
EPS (TTM)
$1.54
Dividend Yield
7.89%

Why Investors Own UPBD

  • βœ“High-growth profile β€” revenue up +4.4% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 75% gross margin and 19% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)
$4.70Bβ–² +3.1% YoY
Gross Margin (TTM)
75.2%β–² +2.6% YoY
Operating Income (TTM)
$1.23Bβ–² +3.1% YoY
Free Cash Flow (TTM)
$873Mβ–² +3.1% YoY

About UPBOUND GROUP INC

Upbound Group, Inc., which rebranded from Rent-A-Center, Inc. in February 2023, operates as a diversified retail and financial technology platform. Its core business involves providing household durable goods to consumers in the United States, Puerto Rico, and Mexico through a lease-to-own model. The company's operations are divided into four main segments: Rent-A-Center Business, Acima, Mexico, and Franchising. Utilizing key brands such as Rent-A-Center and Acima, Upbound Group facilitates transactions for customers across both its physical store locations and various digital channels. Their extensive product catalog available for lease includes a wide range of items such as furniture (including mattresses), vehicle tires, consumer electronics, major home appliances, various tools, fashion accessories like handbags, and technology items including computers, smartphones, and related accessories. In addition to its lease-to-own offerings, the company also sells merchandise via installment payment plans. A crucial service it provides is enabling lease-to-own agreements for individuals who might not qualify for traditional financing from other retailers, often through dedicated kiosks located within those retail partners' establishments. Upbound Group manages retail installment sales outlets under the "Get It Now" and "Home Choice" names. Its lease-to-own and franchised lease-to-own stores operate under banners such as Rent-A-Center, ColorTyme, and RimTyme. The company also maintains its own stores and an e-commerce platform accessible via rentacenter.com. Founded in 1960, Upbound Group, Inc. has its corporate headquarters situated in Plano, Texas.

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Otter Score Breakdown

β“˜
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
Overall Score
Fair
64/100

Analyst Price Target

β“˜
Average Target
$25.28
β–² +32.4% Upside
High Target$28.13
Low Target$20.94
Based on 21 analysts

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