UNM logo

UNUM GROUP

UNMNYSE
πŸ† #567 by market capEarnings Nov 3 Β· PostUS Equity
$433.74β–Ό $23.81 (βˆ’5.49%)
Simulated price
1hβ€”
24hβ–Ό 5.5%
7dβ€”
14dβ€”
30dβ€”
1yβ€”
🏦Market Cap
$14.41B
Mid Cap
πŸ“ˆRevenue Growth (YoY)
+3.4%
Slowing
πŸ“ŠGross Margin
β€”
πŸ’΅FCF Margin
8.2%
Moderate
βš–οΈP/S Ratio
1.1x
Cheap
Otter Score
44
Weak
No chart data available for UNM.

Trading Snapshot

Day Range
$430.20 – $440.81
52-Week Range
$68.28 – $93.22
Volume
$1.81B
Avg Volume
$2.25B
Shares Outstanding
158.3M
Next Earnings
Sep 15, 2026

Fundamentals Snapshot

Annual Revenue
$13.05B
Last Q Revenue
$3.29B
P/E Ratio
20.5
P/S Ratio
1.1x
EPS (TTM)
$4.29
Dividend Yield
2.13%

Why Investors Own UNM

  • βœ“High-growth profile β€” revenue up +45.0% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 71% gross margin and 26% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)
$13.05Bβ–² +45.8% YoY
Gross Margin (TTM)
71.1%β–² +1.6% YoY
Operating Income (TTM)
$4.45Bβ–² +45.8% YoY
Free Cash Flow (TTM)
$3.37Bβ–² +45.8% YoY

About UNUM GROUP

Unum Group, along with its various subsidiaries, specializes in delivering financial protection benefits, primarily operating across the United States, the United Kingdom, and Poland. The company's operations are organized into distinct segments: Unum US, Unum International, Colonial Life, and the Closed Block. Its extensive product portfolio encompasses group coverage, including long-term and short-term disability, life insurance, and accidental death and dismemberment. Additionally, Unum provides a range of supplemental and voluntary offerings like individual disability, various voluntary benefits, and dental and vision plans. Further offerings include policies addressing accidents, sickness, general disability, life coverage, cancer, and critical illness. Beyond these, Unum's services extend to group pension plans, individual life insurance, corporate-owned life insurance (COLI), and the management of reinsurance pools. Its primary clientele consists of employers, who procure these solutions to benefit their workforce. Distribution is handled via a diverse network comprising in-house field sales teams, independent brokers, consultants, and an independent contractor agency sales force. Established in 1848, Unum Group maintains its headquarters in Chattanooga, Tennessee.

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Otter Score Breakdown

β“˜
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
Overall Score
Weak
44/100

Analyst Price Target

β“˜
Average Target
$446.65
β–² +3.0% Upside
High Target$499.97
Low Target$416.45
Based on 13 analysts

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