UNITED FIRE GROUP INC

UFCSNASDAQ

🏆 #2032 by market capEarnings Nov 3US Equity

$53.96▲ $0.03 (+0.06%)

Live

1h—

24h▲ 0.1%

7d▼ 0.7%

14d▲ 2.9%

30d▲ 3.0%

1y▲ 76.7%

🏦Market Cap

$1.38B

Small Cap

📈Revenue Growth (YoY)

+10.6%

Healthy

📊Gross Margin

—

💵FCF Margin

20.1%

Strong

⚖️P/S Ratio

1.0x

Cheap

Otter Score

Weak

Trading Snapshot

Day Range: $53.14 – $54.98
52-Week Range: $28.98 – $55.82
Volume: $2.13B
Avg Volume: $2.40B
Shares Outstanding: 25.7M
Next Earnings: Oct 19, 2026

Fundamentals Snapshot

Annual Revenue: $1.39B
Last Q Revenue: $384M
P/E Ratio: 10.6
P/S Ratio: 1.0x
EPS (TTM): $4.96
Dividend Yield: 1.25%

Why Investors Own UFCS

✓High-growth profile — revenue up +46.0% YoY with expanding US Equity exposure.
✓Healthy economics — 47% gross margin and 16% free-cash-flow margin.
✓New products and segments could unlock additional revenue streams.

⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)

$1.39B▲ +43.3% YoY

Gross Margin (TTM)

46.5%▼ −0.5% YoY

Operating Income (TTM)

$520M▲ +43.3% YoY

Free Cash Flow (TTM)

$222M▲ +43.3% YoY

About UNITED FIRE GROUP INC

Headquartered in Cedar Rapids, Iowa, United Fire Group, Inc. (UFCS) operates throughout the United States, specializing in property and casualty insurance solutions for both personal and commercial clients. The company's diverse portfolio includes commercial multiple peril, inland marine, and various commercial property and casualty coverages such as fire and allied lines, general liability, automobile, workers' compensation, and fidelity and surety bonds. For individuals, they offer automobile and fire and allied lines policies, including homeowners' insurance. Additionally, United Fire Group engages in assumed reinsurance. Distribution of these offerings occurs through a network of independent agencies. The firm has been providing these services since its establishment in 1946.

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