TWFG INC
TWFGNASDAQ🏆 #2143 by market capEarnings Nov 4 · PostUS Equity
$27.13▼ $0.17 (−0.64%)
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24h▼ 0.6%
7d▼ 3.7%
14d▲ 6.7%
30d▲ 13.0%
ytd▼ 5.2%
1y▲ 11.6%
🏦Market Cap
$349M
Small Cap
📈Revenue Growth (YoY)
33.7%
High Growth
📊Gross Margin
50.1%
Healthy
💵FCF Margin
6.0%
Moderate
⚖️P/S Ratio
5.0x
Fair
Otter Score
60
Fair
Trading Snapshot
- Day Range
- $26.97 – $27.20
- 52-Week Range
- $16.56 – $31.30
- Volume (shares)
- 3,796
- Avg Volume (shares)
- —
- Shares Outstanding
- 12.9M
- Next Earnings
- 2026-11-04
Fundamentals Snapshot
- Annual Revenue
- $234M
- Last Q Revenue
- $88M
- P/E Ratio
- 167.6
- P/S Ratio
- 5.0x
- EPS (TTM)
- $0.61
- Dividend Yield
- —
- Dilution (1yr)
- +273.8%
TWFG INC
TWFGFinancial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$234M▲ +20.8% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
26.8%▲ +11.7% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$24M▼ −14.5% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$53M▲ +42.6% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
56.3M▲ +273.8% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
$145M▼ −$41M YoY
StockOtter · stockotter.spaceAbout TWFG INC
Established in 2001 and based in The Woodlands, Texas, TWFG, Inc. serves as an independent intermediary for a broad spectrum of personal and commercial insurance offerings throughout the United States. A subsidiary of Bunch Family Holdings, LLC, the company provides an extensive portfolio of coverage. For individual clients, this includes policies for automobiles, homes, renters, life, health, motorcycles, boats, recreational vehicles, umbrella, flood, wind, events, and luxury items. Commercial customers can access solutions such as general liability, property, business auto, workers' compensation, business owner policies, professional liability insurance, commercial bonds, and group benefits.
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Otter Score Breakdown
How it's scoredFive components, each rated 1–5★ and equally weighted (20%), averaged to a 0–100 score:💎 Quality — gross margin🚀 Growth — revenue YoY⚖️ Valuation — P/S ratio⚡ Momentum — 30-day price change💧 Dilution — 1-yr share issuance (buybacks score higher)💎Quality★★★★★
🚀Growth★★★★★
⚖️Valuation★★★★★
⚡Momentum★★★★★
💧Dilution★★★★★
Overall Score
Fair
60/100
Analyst Ratings
ⓘConsensus
Buy
15 analysts
Strong Buy3
Buy8
Hold4
Sell0
Strong Sell0
Ratings as of Oct 2026
Latest News & Updates
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