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TIMBERLAND BANCORP INC

TSBKNASDAQ
๐Ÿ† #3097 by market capUS Equity
$45.96โ–ฒ $0.33 (+0.71%)
Live
1hโ€”
24hโ–ฒ 0.7%
7dโ–ฒ 1.9%
14dโ–ฒ 1.6%
30dโ–ฒ 5.3%
1yโ–ฒ 40.6%
๐ŸฆMarket Cap
$360M
Small Cap
๐Ÿ“ˆRevenue Growth (YoY)
+8.8%
Slowing
๐Ÿ“ŠGross Margin
77.3%
High
๐Ÿ’ตFCF Margin
27.9%
Strong
โš–๏ธP/S Ratio
3.3x
Fair
Otter Score
58
Weak

Trading Snapshot

Day Range
$45.32 โ€“ $46.72
52-Week Range
$30.93 โ€“ $46.50
Volume
$3.17B
Avg Volume
$2.24B
Shares Outstanding
7.8M
Next Earnings
Oct 13, 2026

Fundamentals Snapshot

Annual Revenue
$110M
Last Q Revenue
$21M
P/E Ratio
11.5
P/S Ratio
3.3x
EPS (TTM)
$4.04
Dividend Yield
2.52%

Why Investors Own TSBK

  • โœ“High-growth profile โ€” revenue up +56.0% YoY with expanding US Equity exposure.
  • โœ“Healthy economics โ€” 63% gross margin and 5% free-cash-flow margin.
  • โœ“New products and segments could unlock additional revenue streams.
โš ๏ธ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)
$110Mโ–ฒ +51.6% YoY
Gross Margin (TTM)
62.9%โ–ฒ +0.3% YoY
Operating Income (TTM)
$21Mโ–ฒ +51.6% YoY
Free Cash Flow (TTM)
$5Mโ–ฒ +51.6% YoY

About TIMBERLAND BANCORP INC

Timberland Bancorp, Inc. operates as the bank holding company for Timberland Bank that provides various community banking services in Washington. It offers various deposit products, including money market deposit, checking, and regular savings accounts, as well as certificates of deposit. The company also provides one-to four-family residential, multi-family, commercial real estate loans, and land loans; and construction lending products, such as custom and owner/builder, speculative one- to four-family, commercial, multi-family, and land development. In addition, it offers consumer loans comprising home equity lines of credit and second mortgage loans, automobile loans, boat loans, motorcycle loans, recreational vehicle loans, savings account loans, and unsecured loans; and commercial business loans. The company was founded in 1915 and is headquartered in Hoquiam, Washington.

๐Ÿฆฆ

Otter Score Breakdown

โ“˜
๐Ÿ’ŽQualityโ˜…โ˜…โ˜…โ˜…โ˜…
๐Ÿš€Growthโ˜…โ˜…โ˜…โ˜…โ˜…
โš–๏ธValuationโ˜…โ˜…โ˜…โ˜…โ˜…
โšกMomentumโ˜…โ˜…โ˜…โ˜…โ˜…
Overall Score
Weak
58/100

Analyst Price Target

โ“˜
Average Target
$44.27
โ–ผ โˆ’3.7% Downside
High Target$49.44
Low Target$33.86
Based on 10 analysts

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