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TEXAS CAPITAL BANCSHARES INC

TCBINASDAQ
๐Ÿ† #1398 by market capEarnings Oct 20US Equity
$100.65โ–ฒ $0.30 (+0.30%)
Live
1hโ–ฒ 0.1%
24hโ–ฒ 0.3%
7dโ–ฒ 0.6%
14dโ–ฒ 2.3%
30dโ–ผ 1.0%
1yโ–ฒ 22.0%
๐ŸฆMarket Cap
$4.38B
Small Cap
๐Ÿ“ˆRevenue Growth (YoY)
+62.2%
High Growth
๐Ÿ“ŠGross Margin
โ€”
๐Ÿ’ตFCF Margin
21.1%
Strong
โš–๏ธP/S Ratio
1.9x
Cheap
Otter Score
53
Weak

Trading Snapshot

Day Range
$100.23 โ€“ $102.49
52-Week Range
$75.41 โ€“ $108.92
Volume
$2.62B
Avg Volume
$1.92B
Shares Outstanding
43.5M
Next Earnings
Oct 21, 2026

Fundamentals Snapshot

Annual Revenue
$2.00B
Last Q Revenue
$440M
P/E Ratio
11.9
P/S Ratio
1.9x
EPS (TTM)
$8.07
Dividend Yield
0.60%

Why Investors Own TCBI

  • โœ“High-growth profile โ€” revenue up -7.6% YoY with expanding US Equity exposure.
  • โœ“Healthy economics โ€” 48% gross margin and 16% free-cash-flow margin.
  • โœ“New products and segments could unlock additional revenue streams.
โš ๏ธ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)
$2.00Bโ–ผ โˆ’6.9% YoY
Gross Margin (TTM)
47.6%โ–ฒ +2.9% YoY
Operating Income (TTM)
$488Mโ–ผ โˆ’6.9% YoY
Free Cash Flow (TTM)
$326Mโ–ผ โˆ’6.9% YoY

About TEXAS CAPITAL BANCSHARES INC

Texas Capital Bancshares, Inc. serves as the holding company for Texas Capital Bank, operating as a comprehensive financial services firm that delivers tailored solutions to businesses, entrepreneurs, and individual clients. Its offerings encompass commercial banking, consumer banking, investment banking, and wealth management. The company provides businesses with various deposit accounts, such as commercial checking, lockbox, and cash concentration services, alongside digital banking tools for information access, wire transfers, ACH initiation, and account integration. For individual clients, it offers checking, savings, money market accounts, and certificates of deposit. Regarding lending, the firm extends a broad spectrum of options, including commercial loans to fund working capital, growth initiatives, acquisitions, and business insurance premiums, in addition to consumer loans. Specialized financing is available for exploration and production companies, mortgage finance, commercial real estate, and residential homebuilder projects. Furthermore, it offers first and second lien loans for purchasing or constructing 1-4 family residences, home equity revolving lines of credit, and loans for acquiring residential lots. SBA-backed real estate loans, equipment financing and leasing services, and letters of credit round out its lending portfolio. Beyond its core banking and lending activities, clients benefit from online and mobile banking platforms, debit and credit card services, escrow management, and comprehensive personal wealth and trust services. Depositors also have the opportunity to earn American Airlines AAdvantage miles. Its operations are focused within the Austin, Fort Worth, Dallas, Houston, and San Antonio metropolitan areas of Texas. Established in 1996, the firm maintains its headquarters in Dallas, Texas.

๐Ÿฆฆ

Otter Score Breakdown

โ“˜
๐Ÿ’ŽQualityโ˜…โ˜…โ˜…โ˜…โ˜…
๐Ÿš€Growthโ˜…โ˜…โ˜…โ˜…โ˜…
โš–๏ธValuationโ˜…โ˜…โ˜…โ˜…โ˜…
โšกMomentumโ˜…โ˜…โ˜…โ˜…โ˜…
Overall Score
Weak
53/100

Analyst Ratings

โ“˜
Consensus
Buy
19 analysts
Strong Buy4
Buy5
Hold8
Sell2
Strong Sell0
Ratings as of Aug 2026

Latest News & Updates

Benzingaยท9d ago

This Charles Schwab Analyst Begins Coverage On A Bullish Note; Here Are Top 3 Initiations For Monday

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Benzingaยท9d ago

This Wingstop Analyst Is No Longer Bullish; Here Are Top 5 Downgrades For Monday

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Benzingaยท9d ago

This Eaton Analyst Turns Bullish; Here Are Top 5 Upgrades For Monday

Wall Street analysts upgraded several top names and adjusted price targets. See opinions on these stocks and more on Benzinga's analyst ratings page.

๐Ÿš€
Benzingaยท9d ago

Barclays Upgrades Texas Capital Bancshares to Equal-Weight, Maintains Price Target to $100

Barclays analyst Jared Shaw upgrades Texas Capital Bancshares (NASDAQ:TCBI) from Underweight to Equal-Weight and maintains the price target from $100 to $100.

Yahooยท13d ago

TREE Stock Down as Q2 Earnings Miss on Higher Costs, 2026 View Lowered

LendingTree's Q2 results are affected by higher costs and weaker Consumer revenues, while shares plunge 3.8% as the company lowers its 2026 outlook.

๐ŸŒŒ
Benzingaยท16d ago

TD Cowen Maintains Hold on Texas Capital Bancshares, Lowers Price Target to $106

TD Cowen analyst Janet Lee maintains Texas Capital Bancshares (NASDAQ:TCBI) with a Hold and lowers the price target from $109 to $106.