
STELLAR BANCORP INC
STELNYSETrading Snapshot
- Day Range
- $39.03 β $40.05
- 52-Week Range
- $28.22 β $40.21
- Volume
- $6.65B
- Avg Volume
- $6.20B
- Shares Outstanding
- 50.9M
- Next Earnings
- Sep 11, 2026
Fundamentals Snapshot
- Annual Revenue
- $596M
- Last Q Revenue
- $144M
- P/E Ratio
- 19.0
- P/S Ratio
- 2.7x
- EPS (TTM)
- $2.05
- Dividend Yield
- 1.49%
Why Investors Own STEL
- βHigh-growth profile β revenue up +25.5% YoY with expanding US Equity exposure.
- βHealthy economics β 67% gross margin and 13% free-cash-flow margin.
- βNew products and segments could unlock additional revenue streams.
Execution delays, intensifying competition, and valuation compression if growth decelerates.
Financial Trends
About STELLAR BANCORP INC
Stellar Bancorp, Inc. serves as a bank holding company, offering a comprehensive array of commercial banking services. Its core clientele consists of small to medium-sized businesses, various professionals, and individual consumers. The institution provides diverse deposit options, including checking, commercial, money market, and savings accounts, along with other time deposits and certificates of deposit. Its robust loan portfolio spans commercial and industrial financing, commercial real estate loans (which cover multi-family residential properties, construction, and land development), residential real estate lending (such as 1-4 family residential mortgages and new home construction loans), plus consumer and other miscellaneous loan products. For customer convenience, Stellar Bancorp offers access via automated teller machines, drive-through services, and traditional depository facilities. It also embraces digital banking with mobile, telephone, mail, and internet-based services. Additionally, the company furnishes safe deposit boxes, debit cards, cash management and wire transfer solutions, night depository services, direct deposit functionalities, cashier's checks, and letters of credit. Established in 2007 and based in Houston, Texas, Stellar Bancorp, Inc. maintains a physical presence across the Southeast region, with locations in key Texan cities like Houston, The Woodlands, Sugar Land, Beaumont, and Port Arthur, as well as Dallas.
Otter Score Breakdown
βAnalyst Ratings
βLatest News & Updates
STELLAR BANCORP INC tops quarterly estimates as demand accelerates
Revenue grew double digits with management guiding above consensus; margins continued to expand.
Analysts lift STEL price targets on improving margins
Several firms raised targets, citing stronger free cash flow and a healthier backlog.
STELLAR BANCORP INC announces new agreement to expand its footprint
The move broadens the companyβs reach and could add incremental revenue over the next year.