STEL logo

STELLAR BANCORP INC

STELNYSE
πŸ† #1905 by market capEarnings Nov 4US Equity
$39.27β–Ό $0.03 (βˆ’0.08%)
Market closed Β· at close
πŸ””
Track STEL
Get earnings, price moves & breaking news on Telegram
Track
24hβ–Ό 0.1%
7dβ€”
14dβ€”
30dβ€”
ytdβ–² 26.8%
1yβ–² 33.3%
🏦Market Cap
$2.00B
Small Cap
πŸ“ˆRevenue Growth (YoY)
155.8%
High Growth
πŸ“ŠGross Margin
β€”
πŸ’΅FCF Margin
15.3%
Healthy
βš–οΈP/S Ratio
2.7x
Cheap
Otter Score
β€”
Insufficient data

Trading Snapshot

Day Range
$38.79 – $39.27
52-Week Range
$28.95 – $40.21
Volume (shares)
127,492
Avg Volume (shares)
β€”
Shares Outstanding
50.9M
Next Earnings
2026-11-04

Fundamentals Snapshot

Annual Revenue
$596M
Last Q Revenue
$144M
P/E Ratio
19.0
P/S Ratio
2.7x
EPS (TTM)
$2.05
Dividend Yield
1.49%
Dilution (1yr)
βˆ’4.6%
STEL logo

STELLAR BANCORP INC

STEL
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$596Mβ–Ό βˆ’4.7% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
69.3%β–Ό βˆ’0.1% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$128Mβ–Ό βˆ’11.9% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$93Mβ–Ό βˆ’27.6% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
51.1Mβ–Ό βˆ’4.6% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
$379Mβ–Ό βˆ’$462M YoY
StockOtter Β· stockotter.space

About STELLAR BANCORP INC

Stellar Bancorp, Inc. serves as a bank holding company, offering a comprehensive array of commercial banking services. Its core clientele consists of small to medium-sized businesses, various professionals, and individual consumers. The institution provides diverse deposit options, including checking, commercial, money market, and savings accounts, along with other time deposits and certificates of deposit. Its robust loan portfolio spans commercial and industrial financing, commercial real estate loans (which cover multi-family residential properties, construction, and land development), residential real estate lending (such as 1-4 family residential mortgages and new home construction loans), plus consumer and other miscellaneous loan products. For customer convenience, Stellar Bancorp offers access via automated teller machines, drive-through services, and traditional depository facilities. It also embraces digital banking with mobile, telephone, mail, and internet-based services. Additionally, the company furnishes safe deposit boxes, debit cards, cash management and wire transfer solutions, night depository services, direct deposit functionalities, cashier's checks, and letters of credit. Established in 2007 and based in Houston, Texas, Stellar Bancorp, Inc. maintains a physical presence across the Southeast region, with locations in key Texan cities like Houston, The Woodlands, Sugar Land, Beaumont, and Port Arthur, as well as Dallas.

🦦

Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)

Insufficient data for all five components.

πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Insufficient data
β€”/100

Analyst Ratings

β“˜
Consensus
Buy
9 analysts
Strong Buy2
Buy4
Hold3
Sell0
Strong Sell0
Ratings as of Oct 2026

Latest News & Updates

News unavailable.