STBA logo

S & T BANCORP INC

STBANASDAQ
πŸ† #1991 by market capEarnings Jan 20US Equity
$50.48β–Ό $0.11 (βˆ’0.22%)
Market closed Β· at close
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24hβ–Ό 0.2%
7dβ–Ό 0.4%
14dβ–² 4.0%
30dβ–² 3.5%
ytdβ–² 27.7%
1yβ–² 40.7%
🏦Market Cap
$1.78B
Small Cap
πŸ“ˆRevenue Growth (YoY)
0.6%
Slowing
πŸ“ŠGross Margin
70.9%
High
πŸ’΅FCF Margin
26.4%
Strong
βš–οΈP/S Ratio
3.2x
Fair
Otter Score
72
Strong

Trading Snapshot

Day Range
$49.92 – $50.62
52-Week Range
$35.68 – $53.50
Volume (shares)
201,169
Avg Volume (shares)
β€”
Shares Outstanding
35.3M
Next Earnings
2027-01-20

Fundamentals Snapshot

Annual Revenue
$569M
Last Q Revenue
$146M
P/E Ratio
12.9
P/S Ratio
3.2x
EPS (TTM)
$4.07
Dividend Yield
2.89%
Dilution (1yr)
βˆ’1.1%
STBA logo

S & T BANCORP INC

STBA
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$569Mβ–² +0.6% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
69.4%β–² +2.2% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$168Mβ–² +1.9% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$129Mβ–Ό βˆ’24.4% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
38.1Mβ–Ό βˆ’1.1% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
βˆ’$148Mβ–Ό βˆ’$142M YoY
StockOtter Β· stockotter.space

About S & T BANCORP INC

S&T Bancorp, Inc. operates as the parent company for S&T Bank, providing a comprehensive range of retail and commercial banking products and services. The company's business activities are structured into six main divisions: Commercial Real Estate, Commercial and Industrial, Business Banking, Commercial Construction, Consumer Real Estate, and Other Consumer. This financial institution handles various deposit types, including both time-based and on-demand accounts. It extends loans to both commercial entities and individual consumers, alongside offering cash management services, and brokerage and trust administration. Furthermore, S&T Bancorp acts as a guardian and custodian for employee benefit plans and manages private investment portfolios for individuals and institutions alike. Beyond core banking, the company engages in distributing life insurance and long-term disability income insurance products. It also provides title insurance agency services to its commercial clients and serves as a reinsurer for credit life, accident, and health insurance policies. As of December 31, 2021, its operational presence encompassed 73 banking branches and 5 loan production offices. These facilities are strategically located across Western Pennsylvania, Eastern Pennsylvania, Northeast Ohio, Central Ohio, and Upstate New York. S&T Bancorp, Inc. was founded in 1902 and has its corporate headquarters in Indiana, Pennsylvania.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Strong
72/100

Analyst Ratings

β“˜
Consensus
Buy
13 analysts
Strong Buy2
Buy4
Hold7
Sell0
Strong Sell0
Ratings as of Oct 2026

Latest News & Updates

PRNewsWireΒ·13h ago

S&T Bancorp, Inc. Increases Quarterly Cash Dividend

/PRNewswire/ -- The Board of Directors of S&T Bancorp, Inc. (S&T) (NASDAQ: STBA), the holding company for S&T Bank, approved a $0.38 per share cash dividend on

Seeking AlphaΒ·6d ago

S&T Bancorp, Inc. (STBA) Q3 2026 Earnings Call Transcript

S&T Bancorp, Inc. ( STBA ) Q3 2026 Earnings Call October 22, 2026 1:00 PM EDT Company Participants Mark Kochvar - Senior EVP, CFO & Investor Relation Officer Christopher McComish - CEO & Chairman Dave Antolik - President

MarketBeatΒ·6d ago

S&T Bancorp Q3 Earnings Call Highlights

S&T Bancorp NASDAQ: STBA reported record third-quarter earnings and revenue, supported by net interest margin expansion, higher average loan balances and controlled expenses, while executives said they remain focused on

Zacks Investment ResearchΒ·6d ago

Compared to Estimates, S&T Bancorp (STBA) Q3 Earnings: A Look at Key Metrics

While the top- and bottom-line numbers for S&T Bancorp (STBA) give a sense of how the business performed in the quarter ended September 2026, it could be worth looking at how some of its key metrics compare to Wall Stree

Zacks Investment ResearchΒ·6d ago

S&T Bancorp (STBA) Surpasses Q3 Earnings and Revenue Estimates

S&T Bancorp (STBA) came out with quarterly earnings of $1.09 per share, beating the Zacks Consensus Estimate of $0.99 per share. This compares to earnings of $0.91 per share a year ago.

PRNewsWireΒ·6d ago

S&T Bancorp, Inc. Announces Third Quarter 2026 Results

Record Third Quarter 2026 Earnings Per Share INDIANA, Pa., Oct. 22, 2026 /PRNewswire/ -- S&T Bancorp, Inc. (S&T) (NASDAQ: STBA), the holding company for S&T Bank, announced net income of $38.6 million for the third quart