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S & T BANCORP INC

STBANASDAQ
๐Ÿ† #1738 by market capEarnings Oct 21US Equity
$51.29โ–ฒ $0.51 (+1.00%)
Market closed ยท at close
1hโ€”
24hโ–ฒ 1.0%
7dโ–ผ 2.4%
14dโ–ผ 3.1%
30dโ–ฒ 5.0%
1yโ–ฒ 35.7%
๐ŸฆMarket Cap
$1.81B
Small Cap
๐Ÿ“ˆRevenue Growth (YoY)
+47.2%
High Growth
๐Ÿ“ŠGross Margin
โ€”
๐Ÿ’ตFCF Margin
21.2%
Strong
โš–๏ธP/S Ratio
2.6x
Cheap
Otter Score
56
Weak

Trading Snapshot

Day Range
$50.99 โ€“ $51.71
52-Week Range
$34.38 โ€“ $53.50
Volume
$2.87B
Avg Volume
$2.99B
Shares Outstanding
35.3M
Next Earnings
Oct 22, 2026

Fundamentals Snapshot

Annual Revenue
$569M
Last Q Revenue
$128M
P/E Ratio
12.7
P/S Ratio
2.6x
EPS (TTM)
$3.76
Dividend Yield
2.98%

Why Investors Own STBA

  • โœ“High-growth profile โ€” revenue up -5.2% YoY with expanding US Equity exposure.
  • โœ“Healthy economics โ€” 65% gross margin and 20% free-cash-flow margin.
  • โœ“New products and segments could unlock additional revenue streams.
โš ๏ธ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)
$569Mโ–ผ โˆ’8.9% YoY
Gross Margin (TTM)
65.2%โ–ฒ +1.0% YoY
Operating Income (TTM)
$122Mโ–ผ โˆ’8.9% YoY
Free Cash Flow (TTM)
$113Mโ–ผ โˆ’8.9% YoY

About S & T BANCORP INC

S&T Bancorp, Inc. operates as the parent company for S&T Bank, providing a comprehensive range of retail and commercial banking products and services. The company's business activities are structured into six main divisions: Commercial Real Estate, Commercial and Industrial, Business Banking, Commercial Construction, Consumer Real Estate, and Other Consumer. This financial institution handles various deposit types, including both time-based and on-demand accounts. It extends loans to both commercial entities and individual consumers, alongside offering cash management services, and brokerage and trust administration. Furthermore, S&T Bancorp acts as a guardian and custodian for employee benefit plans and manages private investment portfolios for individuals and institutions alike. Beyond core banking, the company engages in distributing life insurance and long-term disability income insurance products. It also provides title insurance agency services to its commercial clients and serves as a reinsurer for credit life, accident, and health insurance policies. As of December 31, 2021, its operational presence encompassed 73 banking branches and 5 loan production offices. These facilities are strategically located across Western Pennsylvania, Eastern Pennsylvania, Northeast Ohio, Central Ohio, and Upstate New York. S&T Bancorp, Inc. was founded in 1902 and has its corporate headquarters in Indiana, Pennsylvania.

๐Ÿฆฆ

Otter Score Breakdown

โ“˜
๐Ÿ’ŽQualityโ˜…โ˜…โ˜…โ˜…โ˜…
๐Ÿš€Growthโ˜…โ˜…โ˜…โ˜…โ˜…
โš–๏ธValuationโ˜…โ˜…โ˜…โ˜…โ˜…
โšกMomentumโ˜…โ˜…โ˜…โ˜…โ˜…
Overall Score
Weak
56/100

Analyst Ratings

โ“˜
Consensus
Buy
13 analysts
Strong Buy2
Buy4
Hold7
Sell0
Strong Sell0
Ratings as of Aug 2026

Latest News & Updates

๐Ÿš€
Benzingaยท15d ago

Piper Sandler Maintains Neutral on S&T Bancorp, Raises Price Target to $53

Piper Sandler analyst Justin Crowley maintains S&T Bancorp (NASDAQ:STBA) with a Neutral and raises the price target from $51 to $53.

๐Ÿ›ฐ๏ธ
Benzingaยท15d ago

Keefe, Bruyette & Woods Maintains Market Perform on S&T Bancorp, Raises Price Target to $52

Keefe, Bruyette & Woods analyst Michael Perito maintains S&T Bancorp (NASDAQ:STBA) with a Market Perform and raises the price target from $49 to $52.

SeekingAlphaยท18d ago

S&T Bancorp, Inc. 2026 Q2 - Results - Earnings Call Presentation

2026-07-24. The following slide deck was published by S&T Bancorp, Inc.

SeekingAlphaยท19d ago

S&T Bancorp, Inc. (STBA) Q2 2026 Earnings Call Transcript

S&T Bancorp, Inc. (STBA) Q2 2026 Earnings Call July 23, 2026 1:00 PM EDTCompany ParticipantsMark Kochvar - Senior EVP, CFO & Investor Relation...

ChartMillยท19d ago

S&T Bancorp (NASDAQ:STBA) Stock Rises on Earnings Beat and New $100M Buyback Program

S&T Bancorp (STBA) beats Q2 2026 EPS estimates by 8.8% with $1.02 per share, while revenue of $105.24M slightly misses. A new $100M buyback program signals confidence, and shares rise in pre-market trading.

๐ŸŒŒ
Benzingaยท19d ago

S&T Bancorp Q2 EPS $1.02 Beats $0.92 Estimate, Sales $105.240M Beat $104.430M Estimate

S&T Bancorp (NASDAQ:STBA) reported quarterly earnings of $1.02 per share which beat the analyst consensus estimate of $0.92 by 10.87 percent. This is a 22.89 percent increase over earnings of $0.83 per share from