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SOUTH PLAINS FINANCIAL INC

SPFINASDAQ
๐Ÿ† #2515 by market capEarnings Jan 25US Equity
$44.29โ–ฒ $0.62 (+1.43%)
Pre-market ยท at close
๐Ÿ””
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24hโ–ฒ 1.4%
7dโ–ฒ 3.0%
14dโ–ฒ 1.6%
30dโ–ฒ 6.1%
ytdโ–ฒ 13.9%
1yโ–ฒ 22.4%
๐ŸฆMarket Cap
$834M
Small Cap
๐Ÿ“ˆRevenue Growth (YoY)
4.9%
Slowing
๐Ÿ“ŠGross Margin
72.3%
High
๐Ÿ’ตFCF Margin
23.6%
Strong
โš–๏ธP/S Ratio
2.6x
Cheap
Otter Score
โ€”
Insufficient data

Trading Snapshot

Day Range
$44.02 โ€“ $44.29
52-Week Range
$35.34 โ€“ $46.94
Volume (shares)
3,063
Avg Volume (shares)
โ€”
Shares Outstanding
18.8M
Next Earnings
2027-01-25

Fundamentals Snapshot

Annual Revenue
$297M
Last Q Revenue
โ€”
P/E Ratio
11.3
P/S Ratio
2.6x
EPS (TTM)
$3.69
Dividend Yield
1.54%
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SOUTH PLAINS FINANCIAL INC

SPFI
Financial Trends

Financial history unavailable.

StockOtter ยท stockotter.space

About SOUTH PLAINS FINANCIAL INC

South Plains Financial, Inc. functions as the parent entity for City Bank, providing a comprehensive suite of commercial and consumer financial services to both individuals and small to mid-sized businesses. Its operations are structured around two core divisions: Banking and Insurance. The company offers a variety of deposit options, such as checking accounts, interest-bearing accounts, savings, and certificates of deposit (CDs). Their lending portfolio is extensive, encompassing commercial real estate, a broad spectrum of specialized commercial loans (including those for agriculture, energy, finance, investment, insurance, retail, and construction), residential construction, mortgages for 1-4 family homes, and consumer loans for vehicles or other personal needs. Additional offerings include crop insurance, trust and investment management, mortgage banking, convenient online and mobile banking platforms, and debit and credit card services. The company maintains a physical presence through 25 full-service bank branches and 15 loan production offices spread across Texas and Eastern New Mexico. Established in 1941, South Plains Financial, Inc. maintains its headquarters in Lubbock, Texas.

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Otter Score Breakdown

How it's scoredFive components, each rated 1โ€“5โ˜… and equally weighted (20%), averaged to a 0โ€“100 score:๐Ÿ’Ž Quality โ€” gross margin๐Ÿš€ Growth โ€” revenue YoYโš–๏ธ Valuation โ€” P/S ratioโšก Momentum โ€” 30-day price change๐Ÿ’ง Dilution โ€” 1-yr share issuance (buybacks score higher)

Insufficient data for all five components.

๐Ÿ’ŽQualityโ˜…โ˜…โ˜…โ˜…โ˜…
๐Ÿš€Growthโ˜…โ˜…โ˜…โ˜…โ˜…
โš–๏ธValuationโ˜…โ˜…โ˜…โ˜…โ˜…
โšกMomentumโ˜…โ˜…โ˜…โ˜…โ˜…
Overall Score
Insufficient data
โ€”/100

Analyst Ratings

โ“˜
Consensus
Buy
10 analysts
Strong Buy2
Buy7
Hold1
Sell0
Strong Sell0
Ratings as of Oct 2026

Latest News & Updates

News unavailable.