SOUTH PLAINS FINANCIAL INC
SPFINASDAQTrading Snapshot
- Day Range
- $44.43 – $45.29
- 52-Week Range
- $35.34 – $46.94
- Volume
- $4.16B
- Avg Volume
- $5.23B
- Shares Outstanding
- 19.1M
- Next Earnings
- Sep 5, 2026
Fundamentals Snapshot
- Annual Revenue
- $297M
- Last Q Revenue
- $81M
- P/E Ratio
- 11.8
- P/S Ratio
- 2.8x
- EPS (TTM)
- $3.41
- Dividend Yield
- 1.51%
Why Investors Own SPFI
- ✓High-growth profile — revenue up +38.6% YoY with expanding US Equity exposure.
- ✓Healthy economics — 70% gross margin and 11% free-cash-flow margin.
- ✓New products and segments could unlock additional revenue streams.
Execution delays, intensifying competition, and valuation compression if growth decelerates.
Financial Trends
About SOUTH PLAINS FINANCIAL INC
South Plains Financial, Inc. functions as the parent entity for City Bank, providing a comprehensive suite of commercial and consumer financial services to both individuals and small to mid-sized businesses. Its operations are structured around two core divisions: Banking and Insurance. The company offers a variety of deposit options, such as checking accounts, interest-bearing accounts, savings, and certificates of deposit (CDs). Their lending portfolio is extensive, encompassing commercial real estate, a broad spectrum of specialized commercial loans (including those for agriculture, energy, finance, investment, insurance, retail, and construction), residential construction, mortgages for 1-4 family homes, and consumer loans for vehicles or other personal needs. Additional offerings include crop insurance, trust and investment management, mortgage banking, convenient online and mobile banking platforms, and debit and credit card services. The company maintains a physical presence through 25 full-service bank branches and 15 loan production offices spread across Texas and Eastern New Mexico. Established in 1941, South Plains Financial, Inc. maintains its headquarters in Lubbock, Texas.
Otter Score Breakdown
ⓘAnalyst Ratings
ⓘLatest News & Updates
Dividend Champion, Contender, And Challenger Highlights: Week August 2
A weekly summary of dividend activity for Dividend Champions, Contenders, and Challengers. Read now.
Dividend Announcements: July 11-17, 2026
CMI stands out with an Excellent quality score and a 10% dividend hike but trades at a 19% premium to fair value. Check out last week's dividend announcements here.
Keefe, Bruyette & Woods Reiterates Outperform on South Plains Financial, Raises Price Target to $50
Keefe, Bruyette & Woods analyst Wood Lay reiterates South Plains Financial (NASDAQ:SPFI) with a Outperform and raises the price target from $48 to $50.
Dividend Champion, Contender, And Challenger Highlights: Week Of July 19
A weekly summary of dividend activity for Dividend Champions, Contenders, and Challengers. Read here for an analysis.
South Plains Financial, Inc. (SPFI) Q2 2026 Earnings Call Transcript
South Plains Financial, Inc. (SPFI) Q2 2026 Earnings Call July 17, 2026 8:30 AM EDTCompany ParticipantsSteven Crockett - CFO & TreasurerCurtis Griffith...
South Plains Financial (NASDAQ:SPFI) Meets Earnings Estimates but Faces Pre-Market Sell-Off
South Plains Financial Q2 2026 earnings met estimates with slight revenue miss and EPS beat, yet stock dropped 5.3% pre-market amid positioning and profit-taking factors.