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SOFI TECHNOLOGIES INC

SOFINASDAQ
πŸ† #533 by market capπŸ’³Fintech
$17.13β–² $0.73 (+4.42%)
After hours Β· at close
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24hβ–² 4.4%
7dβ–² 15.0%
14dβ–² 20.4%
30dβ–² 7.5%
ytdβ–Ό 34.6%
1yβ–Ό 45.9%
🏦Market Cap
$22.12B
Mid Cap
πŸ“ˆRevenue Growth (YoY)
205.5%
High Growth
πŸ“ŠGross Margin
β€”
πŸ’΅FCF Margin
12.6%
Healthy
βš–οΈP/S Ratio
3.3x
Fair
Otter Score
β€”
Insufficient data

Trading Snapshot

Day Range
$16.60 – $17.23
52-Week Range
$13.86 – $32.73
Volume (shares)
3,805,220
Avg Volume (shares)
β€”
Shares Outstanding
1.29B
Next Earnings
β€”

Fundamentals Snapshot

Annual Revenue
$4.77B
Last Q Revenue
$1.57B
P/E Ratio
29.4
P/S Ratio
3.3x
EPS (TTM)
$0.47
Dividend Yield
0.00%
Dilution (1yr)
+16.9%
SOFI logo

SOFI TECHNOLOGIES INC

SOFI
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$4.8Bβ–² +28.8% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
75.1%β–² +7.8% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$526Mβ–² +125.4% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
βˆ’$4.0Bβ–² +210.5% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
1.35Bβ–² +16.9% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
$3.0Bβ–² +$3.7B YoY
StockOtter Β· stockotter.space

About SOFI TECHNOLOGIES INC

SoFi Technologies, Inc. specializes in delivering a wide array of online financial solutions. The company's business is structured across three main divisions: Lending, Technology Platform, and Financial Services. Through its diverse offerings, SoFi empowers its members to manage their money comprehensively, facilitating borrowing, saving, spending, investing, and asset protection. Its lending portfolio includes student loans, personal loans for various needs like debt consolidation or home improvements, and home mortgages. Furthermore, SoFi provides services for cash management and investment, complemented by its robust technology services. This technology segment features Galileo, a platform serving both financial and non-financial institutions; Apex, a technology-driven platform for investment custody and clearing brokerage; and Technisys, a cutting-edge, cloud-native core banking platform designed for multiple products. Established in 2011, SoFi Technologies, Inc. is based in San Francisco, California.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)

Insufficient data for all five components.

πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Insufficient data
β€”/100

Analyst Ratings

β“˜
Consensus
Buy
32 analysts
Strong Buy6
Buy9
Hold13
Sell3
Strong Sell1
Ratings as of Oct 2026

Latest News & Updates

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