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SHORE BANCSHARES INC

SHBINASDAQ
๐Ÿ† #2234 by market capEarnings Oct 22US Equity
$23.83โ–ฒ $0.23 (+0.97%)
Market closed ยท at close
1hโ€”
24hโ–ฒ 1.0%
7dโ–ผ 2.3%
14dโ–ผ 2.8%
30dโ–ฒ 5.4%
1yโ–ฒ 49.9%
๐ŸฆMarket Cap
$797M
Small Cap
๐Ÿ“ˆRevenue Growth (YoY)
+5.0%
Slowing
๐Ÿ“ŠGross Margin
66.5%
High
๐Ÿ’ตFCF Margin
25.2%
Strong
โš–๏ธP/S Ratio
2.3x
Cheap
Otter Score
49
Weak

Trading Snapshot

Day Range
$23.67 โ€“ $24.30
52-Week Range
$14.93 โ€“ $24.89
Volume
$2.25B
Avg Volume
$2.74B
Shares Outstanding
33.5M
Next Earnings
Sep 24, 2026

Fundamentals Snapshot

Annual Revenue
$343M
Last Q Revenue
$87M
P/E Ratio
12.0
P/S Ratio
2.3x
EPS (TTM)
$1.98
Dividend Yield
2.10%

Why Investors Own SHBI

  • โœ“High-growth profile โ€” revenue up +38.5% YoY with expanding US Equity exposure.
  • โœ“Healthy economics โ€” 31% gross margin and 25% free-cash-flow margin.
  • โœ“New products and segments could unlock additional revenue streams.
โš ๏ธ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)
$343Mโ–ฒ +34.2% YoY
Gross Margin (TTM)
31.4%โ–ฒ +2.9% YoY
Operating Income (TTM)
$75Mโ–ฒ +34.2% YoY
Free Cash Flow (TTM)
$84Mโ–ฒ +34.2% YoY

About SHORE BANCSHARES INC

Shore Bancshares, Inc. operates as a bank holding company for Shore United Bank, N.A. that provides various consumer and commercial banking products and services to individuals, businesses, and other organizations in the United States. The company offers checking, savings, overnight investment sweep, and money market accounts; and regular and IRA certificates of deposit, as well as certificate of deposit account registry service programs and cash management services. It also provides commercial loans, such as secured and unsecured loans, working capital loans, lines of credit, term loans, accounts receivable financing, real estate acquisition and development loans, construction loans, and letters of credit; residential real estate construction loans; residential mortgage loans; and loans to consumers, including home equity, automobile, installment, home improvement, and personal lines of credit, as well as other consumer financing products. In addition, the company offers trust, wealth management, and financial planning services; treasury management services, such as merchant card processing, remote deposit capture, and ACH origination, as well as telephone, mobile, and Internet banking services; safe deposit boxes; debit and credit cards; and automatic teller machine services. Shore Bancshares, Inc. was founded in 1876 and is headquartered in Easton, Maryland.

๐Ÿฆฆ

Otter Score Breakdown

โ“˜
๐Ÿ’ŽQualityโ˜…โ˜…โ˜…โ˜…โ˜…
๐Ÿš€Growthโ˜…โ˜…โ˜…โ˜…โ˜…
โš–๏ธValuationโ˜…โ˜…โ˜…โ˜…โ˜…
โšกMomentumโ˜…โ˜…โ˜…โ˜…โ˜…
Overall Score
Weak
49/100

Analyst Ratings

โ“˜
Consensus
Buy
10 analysts
Strong Buy2
Buy5
Hold3
Sell0
Strong Sell0
Ratings as of Aug 2026

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