SFBS logo

SERVISFIRST BANCSHARES INC

SFBSNYSE
๐Ÿ† #1314 by market capEarnings Oct 19US Equity
$90.24โ–ฒ $0.97 (+1.08%)
Live
1hโ–ฒ 0.0%
24hโ–ฒ 1.1%
7dโ–ผ 0.3%
14dโ–ฒ 0.9%
30dโ–ฒ 6.4%
1yโ–ฒ 10.5%
๐ŸฆMarket Cap
$4.93B
Small Cap
๐Ÿ“ˆRevenue Growth (YoY)
+51.5%
High Growth
๐Ÿ“ŠGross Margin
โ€”
๐Ÿ’ตFCF Margin
45.4%
Strong
โš–๏ธP/S Ratio
6.0x
Fair
Otter Score
42
Weak

Trading Snapshot

Day Range
$89.79 โ€“ $90.76
52-Week Range
$67.20 โ€“ $91.80
Volume
$3.20B
Avg Volume
$3.93B
Shares Outstanding
54.7M
Next Earnings
Sep 16, 2026

Fundamentals Snapshot

Annual Revenue
$1.02B
Last Q Revenue
$263M
P/E Ratio
15.2
P/S Ratio
6.0x
EPS (TTM)
$5.86
Dividend Yield
1.51%

Why Investors Own SFBS

  • โœ“High-growth profile โ€” revenue up +16.6% YoY with expanding US Equity exposure.
  • โœ“Healthy economics โ€” 26% gross margin and 12% free-cash-flow margin.
  • โœ“New products and segments could unlock additional revenue streams.
โš ๏ธ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)
$1.02Bโ–ฒ +17.6% YoY
Gross Margin (TTM)
26.2%โ–ฒ +1.2% YoY
Operating Income (TTM)
$226Mโ–ฒ +17.6% YoY
Free Cash Flow (TTM)
$117Mโ–ฒ +17.6% YoY

About SERVISFIRST BANCSHARES INC

ServisFirst Bancshares, Inc. operates as the parent entity for ServisFirst Bank, providing a comprehensive range of financial solutions to both individual consumers and corporate clients. Its deposit offerings encompass checking, savings, money market, and individual retirement accounts, in addition to certificates of deposit. The company extends diverse lending options, including commercial credit facilities for working capital, business expansion, and the acquisition of property, plant, and equipment, alongside commercial lines of credit. It also finances commercial and residential real estate, as well as construction and development ventures. For individuals, consumer loans cover home equity, vehicle purchases, and both secured and unsecured personal financing. Beyond these core services, ServisFirst Bancshares offers modern conveniences such as telephone and mobile banking, direct deposit, online banking, ATMs, debit cards, and Visa credit cards. Specialized services include treasury and cash management, wire transfers, night depository, banking-by-mail, remote capture, and correspondent banking for other financial institutions. The company also manages its subsidiary's participations in residential mortgages and commercial real estate loans originated across Alabama, Florida, Georgia, and Tennessee. Founded in 2005 and based in Birmingham, Alabama, ServisFirst Bancshares maintains 23 full-service branches throughout Alabama, Florida, Georgia, South Carolina, and Tennessee, complemented by two loan production offices located in Florida.

๐Ÿฆฆ

Otter Score Breakdown

โ“˜
๐Ÿ’ŽQualityโ˜…โ˜…โ˜…โ˜…โ˜…
๐Ÿš€Growthโ˜…โ˜…โ˜…โ˜…โ˜…
โš–๏ธValuationโ˜…โ˜…โ˜…โ˜…โ˜…
โšกMomentumโ˜…โ˜…โ˜…โ˜…โ˜…
Overall Score
Weak
42/100

Analyst Ratings

โ“˜
Consensus
Buy
9 analysts
Strong Buy3
Buy5
Hold1
Sell0
Strong Sell0
Ratings as of Aug 2026

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