SBSI logo

SOUTHSIDE BANCSHARES INC

SBSINYSE
๐Ÿ† #2142 by market capEarnings Oct 22US Equity
$32.39โ–ฒ $0.44 (+1.35%)
Market closed ยท at close
1hโ€”
24hโ–ฒ 1.4%
7dโ–ผ 0.9%
14dโ–ฒ 0.1%
30dโ–ผ 6.6%
1yโ–ฒ 8.2%
๐ŸฆMarket Cap
$966M
Small Cap
๐Ÿ“ˆRevenue Growth (YoY)
+44.4%
High Growth
๐Ÿ“ŠGross Margin
โ€”
๐Ÿ’ตFCF Margin
42.6%
Strong
โš–๏ธP/S Ratio
3.2x
Fair
Otter Score
58
Weak

Trading Snapshot

Day Range
$32.18 โ€“ $32.69
52-Week Range
$26.32 โ€“ $36.20
Volume
$3.69B
Avg Volume
$3.56B
Shares Outstanding
29.8M
Next Earnings
Sep 9, 2026

Fundamentals Snapshot

Annual Revenue
$419M
Last Q Revenue
$118M
P/E Ratio
12.7
P/S Ratio
3.2x
EPS (TTM)
$2.54
Dividend Yield
4.46%

Why Investors Own SBSI

  • โœ“High-growth profile โ€” revenue up +46.2% YoY with expanding US Equity exposure.
  • โœ“Healthy economics โ€” 75% gross margin and 23% free-cash-flow margin.
  • โœ“New products and segments could unlock additional revenue streams.
โš ๏ธ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)
$419Mโ–ฒ +46.2% YoY
Gross Margin (TTM)
74.5%โ–ฒ +0.3% YoY
Operating Income (TTM)
$105Mโ–ฒ +46.2% YoY
Free Cash Flow (TTM)
$95Mโ–ฒ +46.2% YoY

About SOUTHSIDE BANCSHARES INC

Southside Bancshares, Inc. functions as the holding company for its subsidiary, Southside Bank, which delivers a comprehensive suite of financial solutions to diverse clients, including individual consumers, commercial enterprises, governmental bodies, and non-profit organizations. Its offerings encompass a variety of deposit accounts, such as savings, money market, and both interest-bearing and non-interest-bearing checking options, alongside certificates of deposit (CDs). The institution's lending portfolio is diverse, featuring consumer loans for purposes like 1-4 family residential purchases, home equity, property improvements, and vehicle financing, in addition to other personal credit lines. Commercial lending extends to short-term working capital for managing inventory and receivables, medium-term financing for equipment acquisition or business expansion, commercial real estate ventures, and loans to municipal entities. Furthermore, construction financing is available for both single-to-four-unit residential properties and commercial real estate developments. Complementing its core banking activities, the company provides wealth management and trust services. These include investment advisory and management, estate administration, the handling of both revocable and testamentary trusts, and custodial services for a clientele comprising individuals, partnerships, and corporate entities. Additional offerings include safe deposit box rentals and brokerage services. As of the close of business on December 31, 2021, the company maintained an operational presence across 56 banking locations and supported customers with 73 ATMs/ITMs. Established in 1960, Southside Bancshares, Inc. maintains its corporate headquarters in Tyler, Texas.

๐Ÿฆฆ

Otter Score Breakdown

โ“˜
๐Ÿ’ŽQualityโ˜…โ˜…โ˜…โ˜…โ˜…
๐Ÿš€Growthโ˜…โ˜…โ˜…โ˜…โ˜…
โš–๏ธValuationโ˜…โ˜…โ˜…โ˜…โ˜…
โšกMomentumโ˜…โ˜…โ˜…โ˜…โ˜…
Overall Score
Weak
58/100

Analyst Ratings

โ“˜
Consensus
Hold
10 analysts
Strong Buy0
Buy0
Hold7
Sell1
Strong Sell2
Ratings as of Aug 2026

Latest News & Updates

SeekingAlphaยท4d ago

Southside Bancshares, Inc. (SBSI) Presents at KBW Summer Bank Conference - Slideshow

2026-08-07. The following slide deck was published by Southside Bancshares, Inc.

Yahooยท5d ago

Southside Bancshares, Inc. Increases and Declares Cash Dividend

TYLER, Texas, August 06, 2026--The Board of Directors of Southside Bancshares, Inc., (NYSE:SBSI), parent company of Southside Bank, approved a 2.8% increase to the regular quarterly cash dividend of $0.01, to $0.37 per common share and declared a regular quarterly cash dividend of $0.37 per common share. The cash dividend of $0.37 is scheduled for payment on September 3, 2026, to common stock shareholders of record on August 20, 2026.

SeekingAlphaยท7d ago

Third Coast Bancshares Still Looks Like A Buy

Third Coast Bancshares experienced growth in both its loan and deposit portfolios, signaling momentum moving into H2 2026. Read why TCBX stock is a Buy.

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Benzingaยท8d ago

Keefe, Bruyette & Woods Maintains Market Perform on Southside Bancshares, Lowers Price Target to $35

Keefe, Bruyette & Woods analyst Woody Lay maintains Southside Bancshares (NYSE:SBSI) with a Market Perform and lowers the price target from $37 to $35.

๐Ÿ›ฐ๏ธ
Benzingaยท15d ago

Piper Sandler Maintains Neutral on Southside Bancshares, Lowers Price Target to $33

Piper Sandler analyst Stephen Scouten maintains Southside Bancshares (NYSE:SBSI) with a Neutral and lowers the price target from $37 to $33.

Yahooยท18d ago

Southside Bancshares (SBSI) Q2 2026 Earnings Call Transcript

Net income surged 15.4% despite margin compression and flat loan balances.