SBFG logo

SB FINANCIAL GROUP INC

SBFGNASDAQ
πŸ† #3164 by market capEarnings Oct 29US Equity
$27.24β–² $0.71 (+2.60%)
Market closed Β· at close
1hβ€”
24hβ–² 2.6%
7dβ–² 3.2%
14dβ–² 4.3%
30dβ–² 2.7%
1yβ–² 28.0%
🏦Market Cap
$171M
Small Cap
πŸ“ˆRevenue Growth (YoY)
+34.4%
High Growth
πŸ“ŠGross Margin
β€”
πŸ’΅FCF Margin
25.6%
Strong
βš–οΈP/S Ratio
1.7x
Cheap
Otter Score
42
Weak

Trading Snapshot

Day Range
$26.88 – $27.37
52-Week Range
$18.16 – $27.69
Volume
$3.06B
Avg Volume
$3.97B
Shares Outstanding
6.3M
Next Earnings
Oct 2, 2026

Fundamentals Snapshot

Annual Revenue
$91M
Last Q Revenue
$25M
P/E Ratio
10.3
P/S Ratio
1.7x
EPS (TTM)
$2.55
Dividend Yield
2.33%

Why Investors Own SBFG

  • βœ“High-growth profile β€” revenue up +3.4% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 45% gross margin and 27% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)
$91Mβ–² +3.5% YoY
Gross Margin (TTM)
44.8%β–² +1.0% YoY
Operating Income (TTM)
$24Mβ–² +3.5% YoY
Free Cash Flow (TTM)
$24Mβ–² +3.5% YoY

About SB FINANCIAL GROUP INC

SB Financial Group, Inc., based in Defiance, Ohio, was established in 1983 and rebranded from Rurban Financial Corp. in April 2013. The company delivers a comprehensive array of commercial banking and wealth management solutions to both individual and business clients throughout Ohio, Indiana, and Michigan. Its banking provisions include various deposit instruments such as checking, savings, money market accounts, and certificates of deposit. The firm also extends diverse lending options, covering commercial, consumer, agricultural, and home mortgage loans. Complementary services offered encompass automated teller machines, personal and corporate trust administration, commercial equipment leasing, credit cards, safe deposit facilities, online banking, specialized private client group offerings, and other customized financial products. Beyond its core banking operations, SB Financial Group provides extensive wealth management services. These feature asset management for individuals and corporate employee benefit plans, alongside brokerage capabilities. Additionally, the company markets insurance policies to both retail and commercial clientele. As of the end of 2021, SB Financial Group operated a network of 22 banking branches across multiple Ohio counties (Allen, Defiance, Franklin, Fulton, Hancock, Lucas, Paulding, Wood, and Williams), plus one banking center in Allen County, Indiana. Its strategic presence further included five loan production offices situated in Franklin and Lucas Counties, Ohio; Hamilton and Steuben Counties, Indiana; and Monroe County, Michigan.

🦦

Otter Score Breakdown

β“˜
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
Overall Score
Weak
42/100

Analyst Ratings

β“˜
Consensus
Buy
7 analysts
Strong Buy2
Buy4
Hold1
Sell0
Strong Sell0
Ratings as of Aug 2026

Latest News & Updates

SeekingAlphaΒ·4d ago

Dividend Champion, Contender, And Challenger Highlights: Week Of August 9

Weekly dividend activity roundup for Dividend Champions, Contenders & ChallengersҀ”see dividend changes, upcoming ex-dividend dates and pay dates here.

YahooΒ·13d ago

Why SB Financial Group, Inc. (SBFG) is a Top Dividend Stock for Your Portfolio

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does SB Financial Group (SBFG) have what it takes? Let's find out.

YahooΒ·18d ago

SB Financial Group Inc (SBFG) Q2 2026 Earnings Call Highlights: Strong Profitability Amid ...

SB Financial Group Inc (SBFG) reports robust net income growth and consistent operational profitability, despite facing pressures in mortgage originations and interest margins.

SeekingAlphaΒ·18d ago

SB Financial Group, Inc. (SBFG) Q2 2026 Earnings Call Transcript

SB Financial Group, Inc. (SBFG) Q2 2026 Earnings Call July 24, 2026 11:00 AM EDTCompany ParticipantsSarah Mekus - Officer & Executive Assistant...

YahooΒ·18d ago

SB Financial Group Q2 Earnings Call Highlights

SB Financial Group (NASDAQ:SBFG) reported second-quarter 2026 net income of $4.5 million, or $0.72 per diluted share, compared with $0.60 per diluted share a year earlier, as higher net interest income and fee revenue supported profitability. Chairman, President and CEO Mark Klein said the company’s

YahooΒ·18d ago

SB Financial Group, Inc. Q2 2026 Earnings Call Summary

Moby summary of SB Financial Group, Inc.'s Q2 2026 earnings call