SBCF logo

SEACOAST BANKING CORP/FL

SBCFNASDAQ
๐Ÿ† #1558 by market capEarnings Oct 26US Equity
$35.58โ–ฒ $0.21 (+0.59%)
Live
1hโ–ผ 0.1%
24hโ–ฒ 0.6%
7dโ–ฒ 1.6%
14dโ–ฒ 4.3%
30dโ–ฒ 7.9%
1yโ–ฒ 23.7%
๐ŸฆMarket Cap
$3.46B
Small Cap
๐Ÿ“ˆRevenue Growth (YoY)
+7.5%
Slowing
๐Ÿ“ŠGross Margin
64.4%
High
๐Ÿ’ตFCF Margin
21.8%
Strong
โš–๏ธP/S Ratio
3.6x
Fair
Otter Score
61
Fair

Trading Snapshot

Day Range
$35.28 โ€“ $36.06
52-Week Range
$27.96 โ€“ $35.68
Volume
$2.30B
Avg Volume
$1.96B
Shares Outstanding
97.2M
Next Earnings
Sep 7, 2026

Fundamentals Snapshot

Annual Revenue
$870M
Last Q Revenue
$256M
P/E Ratio
21.4
P/S Ratio
3.6x
EPS (TTM)
$1.68
Dividend Yield
2.11%

Why Investors Own SBCF

  • โœ“High-growth profile โ€” revenue up +45.1% YoY with expanding US Equity exposure.
  • โœ“Healthy economics โ€” 50% gross margin and 14% free-cash-flow margin.
  • โœ“New products and segments could unlock additional revenue streams.
โš ๏ธ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)
$870Mโ–ฒ +48.8% YoY
Gross Margin (TTM)
49.5%โ–ผ โˆ’0.3% YoY
Operating Income (TTM)
$151Mโ–ฒ +48.8% YoY
Free Cash Flow (TTM)
$121Mโ–ฒ +48.8% YoY

About SEACOAST BANKING CORP/FL

Seacoast Banking Corporation of Florida serves as the parent holding company for Seacoast National Bank, providing a diverse range of financial solutions to individual consumers and businesses across Florida. The institution offers a comprehensive suite of services, including commercial and retail banking, wealth management, mortgage lending, and investment-related products such as brokerage and annuities. Its deposit offerings encompass both interest-bearing and non-interest-bearing checking accounts, money market accounts, savings accounts, automated customer sweep accounts, and fixed-term certificates of deposit. On the lending side, Seacoast extends financing for construction and land development projects, commercial and residential real estate, various other commercial and financial loans, and a variety of consumer credit options. These consumer loans include installment plans, revolving lines of credit, and specialized financing for automobiles, boats, or other personal and family needs. As of December 31, 2021, the corporation operated through 54 branch and commercial lending offices. Established in 1926, its corporate headquarters are situated in Stuart, Florida.

๐Ÿฆฆ

Otter Score Breakdown

โ“˜
๐Ÿ’ŽQualityโ˜…โ˜…โ˜…โ˜…โ˜…
๐Ÿš€Growthโ˜…โ˜…โ˜…โ˜…โ˜…
โš–๏ธValuationโ˜…โ˜…โ˜…โ˜…โ˜…
โšกMomentumโ˜…โ˜…โ˜…โ˜…โ˜…
Overall Score
Fair
61/100

Analyst Ratings

โ“˜
Consensus
Buy
12 analysts
Strong Buy2
Buy5
Hold5
Sell0
Strong Sell0
Ratings as of Aug 2026

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