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SAFETY INSURANCE GROUP INC

SAFTNASDAQ
πŸ† #2012 by market capEarnings Nov 2US Equity
$103.50β–² $0.13 (+0.13%)
Live
1hβ–² 0.0%
24hβ–² 0.1%
7dβ–² 0.0%
14dβ–² 0.4%
30dβ–² 36.3%
1yβ–² 41.4%
🏦Market Cap
$1.52B
Small Cap
πŸ“ˆRevenue Growth (YoY)
+13.0%
Healthy
πŸ“ŠGross Margin
42.0%
Healthy
πŸ’΅FCF Margin
11.9%
Healthy
βš–οΈP/S Ratio
1.0x
Cheap
Otter Score
51
Weak

Trading Snapshot

Day Range
$103.03 – $105.13
52-Week Range
$67.04 – $103.75
Volume
$4.48B
Avg Volume
$5.15B
Shares Outstanding
14.7M
Next Earnings
Oct 26, 2026

Fundamentals Snapshot

Annual Revenue
$1.25B
Last Q Revenue
$521M
P/E Ratio
22.1
P/S Ratio
1.0x
EPS (TTM)
$4.73
Dividend Yield
3.56%

Why Investors Own SAFT

  • βœ“High-growth profile β€” revenue up +51.7% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 68% gross margin and 18% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)
$1.25Bβ–² +57.2% YoY
Gross Margin (TTM)
67.7%β–² +2.4% YoY
Operating Income (TTM)
$309Mβ–² +57.2% YoY
Free Cash Flow (TTM)
$223Mβ–² +57.2% YoY

About SAFETY INSURANCE GROUP INC

Safety Insurance Group, Inc. (SAFT) is a U.S.-based insurance provider offering a diverse range of personal and commercial coverage. The company's private passenger automobile policies furnish protection against third-party bodily injury and property damage liability, no-fault personal injury benefits for policyholders and their passengers, and physical damage insurance for the insured's own vehicle, covering impacts and other specific risks. Furthermore, it underwrites commercial automobile policies, designed for business-use vehicles ranging from passenger cars to trucks, tractors, and trailers, covering both individual units and entire fleets. For property owners, Safety Insurance offers homeowner policies that safeguard houses, condominiums, and apartments against damage to the structure and its contents from various perils, alongside liability coverage stemming from property ownership or occupation. The firm also extends its offerings to business owners policies, catering to diverse commercial operations such as apartment complexes, residential condominium associations, dining establishments, office condominiums, processing and service businesses, specialized trade contractors, and wholesalers. Beyond standard coverage, the company provides personal umbrella policies, which offer additional liability protection extending beyond the limits of individual automobile, watercraft, and homeowner insurance. It also underwrites commercial umbrella policies and dwelling fire insurance specifically for properties not occupied by their owners. Complementing these, Safety Insurance includes inland marine coverage as an option within its homeowner and business owner policies, and furnishes insurance for small to medium-sized recreational watercraft. The distribution of all its insurance products is managed through a network of independent agents. Established in 1979 and headquartered in Boston, Massachusetts, the company was formerly known as Safety Holdings Inc. before officially changing its name to Safety Insurance Group, Inc. in April 2002.

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Otter Score Breakdown

β“˜
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
Overall Score
Weak
51/100

Analyst Ratings

β“˜
Consensus
Sell
6 analysts
Strong Buy0
Buy0
Hold3
Sell1
Strong Sell2
Ratings as of Aug 2026

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