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RENASANT CORP

RNSTNYSE
๐Ÿ† #1475 by market capEarnings Oct 26US Equity
$43.37โ–ฒ $0.44 (+1.02%)
Live
1hโ–ผ 0.1%
24hโ–ฒ 1.0%
7dโ–ผ 1.6%
14dโ–ผ 0.9%
30dโ–ฒ 2.0%
1yโ–ฒ 16.9%
๐ŸฆMarket Cap
$3.96B
Small Cap
๐Ÿ“ˆRevenue Growth (YoY)
+53.9%
High Growth
๐Ÿ“ŠGross Margin
โ€”
๐Ÿ’ตFCF Margin
19.3%
Healthy
โš–๏ธP/S Ratio
2.4x
Cheap
Otter Score
59
Weak

Trading Snapshot

Day Range
$43.16 โ€“ $43.95
52-Week Range
$33.04 โ€“ $44.54
Volume
$2.13B
Avg Volume
$2.24B
Shares Outstanding
91.4M
Next Earnings
Sep 20, 2026

Fundamentals Snapshot

Annual Revenue
$1.44B
Last Q Revenue
$122M
P/E Ratio
12.4
P/S Ratio
2.4x
EPS (TTM)
$3.34
Dividend Yield
2.22%

Why Investors Own RNST

  • โœ“High-growth profile โ€” revenue up -8.7% YoY with expanding US Equity exposure.
  • โœ“Healthy economics โ€” 28% gross margin and 5% free-cash-flow margin.
  • โœ“New products and segments could unlock additional revenue streams.
โš ๏ธ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)
$1.44Bโ–ผ โˆ’8.9% YoY
Gross Margin (TTM)
28.1%โ–ฒ +2.3% YoY
Operating Income (TTM)
$348Mโ–ผ โˆ’8.9% YoY
Free Cash Flow (TTM)
$75Mโ–ผ โˆ’8.9% YoY

About RENASANT CORP

Renasant Corporation acts as the parent bank holding company for Renasant Bank, delivering a full spectrum of financial, wealth management, fiduciary, and insurance services to both individual consumers and business clients. Its operations are organized into three primary segments: Community Banks, Insurance, and Wealth Management. The Community Banks segment offers a wide range of banking solutions, including checking and savings accounts, alongside various lending products such as business and personal loans, asset-based lending, and equipment leasing. It also provides specialized commercial, financial, and agricultural loans; equipment financing and leasing; real estate mortgages for 1-4 family and commercial properties; construction loans for single-family, multi-family, and commercial developments; installment loans for individuals; and interim construction financing. Supplementary services include safe deposit boxes, night depositories, ATMs, online and mobile banking, call center support, and treasury management. The Insurance segment functions as an insurance agency, supplying commercial and personal insurance products through a network of insurance carriers. The Wealth Management segment is dedicated to comprehensive wealth management and fiduciary services. This encompasses the administration and management of diverse trust accounts, including personal, corporate benefit, and custodial accounts, along with their accounting and financial oversight. Investment options, such as annuities and mutual funds, are facilitated through a third-party broker-dealer. Additionally, this segment oversees qualified retirement plans, IRAs, employee benefit plans, personal trusts, and estates. As of December 31, 2021, the company operated an extensive network of 189 banking, lending, and mortgage offices throughout Alabama, Florida, Georgia, Mississippi, North Carolina, South Carolina, and Tennessee. This infrastructure included 150 full-service branches, 11 limited-service branches, 173 ATMs, and 38 interactive teller machines. Renasant Corporation was founded in 1904 and is based in Tupelo, Mississippi.

๐Ÿฆฆ

Otter Score Breakdown

โ“˜
๐Ÿ’ŽQualityโ˜…โ˜…โ˜…โ˜…โ˜…
๐Ÿš€Growthโ˜…โ˜…โ˜…โ˜…โ˜…
โš–๏ธValuationโ˜…โ˜…โ˜…โ˜…โ˜…
โšกMomentumโ˜…โ˜…โ˜…โ˜…โ˜…
Overall Score
Weak
59/100

Analyst Ratings

โ“˜
Consensus
Buy
13 analysts
Strong Buy4
Buy7
Hold2
Sell0
Strong Sell0
Ratings as of Aug 2026

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