RBKB logo

RHINEBECK BANCORP INC

RBKBNASDAQ
๐Ÿ† #3073 by market capUS Equity
$12.48โ–ฒ $0.00 (+0.00%)
Market closed ยท at close
1hโ€”
24hโ–ฒ 0.0%
7dโ–ฒ 2.7%
14dโ–ฒ 0.8%
30dโ–ผ 26.4%
1yโ–ผ 1.2%
๐ŸฆMarket Cap
$195M
Small Cap
๐Ÿ“ˆRevenue Growth (YoY)
+25.3%
High Growth
๐Ÿ“ŠGross Margin
โ€”
๐Ÿ’ตFCF Margin
8.0%
Moderate
โš–๏ธP/S Ratio
1.6x
Cheap
Otter Score
54
Weak

Trading Snapshot

Day Range
$12.41 โ€“ $12.69
52-Week Range
$6.73 โ€“ $12.87
Volume
$4.69B
Avg Volume
$5.95B
Shares Outstanding
15.6M
Next Earnings
Oct 11, 2026

Fundamentals Snapshot

Annual Revenue
$76M
Last Q Revenue
$3M
P/E Ratio
19.4
P/S Ratio
1.6x
EPS (TTM)
$0.72
Dividend Yield
โ€”

Why Investors Own RBKB

  • โœ“High-growth profile โ€” revenue up +50.6% YoY with expanding US Equity exposure.
  • โœ“Healthy economics โ€” 37% gross margin and 10% free-cash-flow margin.
  • โœ“New products and segments could unlock additional revenue streams.
โš ๏ธ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)
$76Mโ–ฒ +49.5% YoY
Gross Margin (TTM)
37.3%โ–ฒ +3.0% YoY
Operating Income (TTM)
$7Mโ–ฒ +49.5% YoY
Free Cash Flow (TTM)
$7Mโ–ฒ +49.5% YoY

About RHINEBECK BANCORP INC

Rhinebeck Bancorp, Inc. functions as the holding company for Rhinebeck Bank, which is dedicated to providing a full spectrum of banking and financial services. These offerings cater to both individual consumers and business clients throughout New York's Hudson Valley region. The company's financial products include various deposit accounts, automobile financing, and a wide range of real estate loans. This extensive lending portfolio covers commercial real estate, encompassing multi-family properties, construction, and land development, in addition to business loans and mortgages for one-to four-family residential dwellings. Furthermore, Rhinebeck Bancorp, Inc. extends brokerage and financial advisory services, along with life insurance and investment products, to its diverse clientele. As of December 31, 2021, the company operated through 15 branches and 2 representative offices situated across Dutchess, Ulster, Orange, and Albany counties. It also maintains an ATM in Tivoli, New York. Established in 1860, the company's primary corporate base is located in Poughkeepsie, New York. Rhinebeck Bancorp, Inc. operates under the umbrella of its parent company, Rhinebeck Bancorp, MHC.

๐Ÿฆฆ

Otter Score Breakdown

โ“˜
๐Ÿ’ŽQualityโ˜…โ˜…โ˜…โ˜…โ˜…
๐Ÿš€Growthโ˜…โ˜…โ˜…โ˜…โ˜…
โš–๏ธValuationโ˜…โ˜…โ˜…โ˜…โ˜…
โšกMomentumโ˜…โ˜…โ˜…โ˜…โ˜…
Overall Score
Weak
54/100

Analyst Price Target

โ“˜
Average Target
$12.47
โ–ผ โˆ’0.1% Downside
High Target$13.69
Low Target$9.95
Based on 23 analysts

Latest News & Updates

Yahooยท14d ago

Rhinebeck Bank Appoints Travis Podolec as New Senior Vice President, Commercial Lender in Orange County

NEWBURGH, NY / ACCESS Newswire / July 28, 2026 / Rhinebeck Bank, the wholly owned subsidiary of Rhinebeck Bancorp, Inc. (NASDAQ:RBKB), today announced the addition of Travis Podolec as Senior Vice President, Commercial Lender to its Orange County ...

Yahooยท14d ago

Zacks Initiates Coverage of Rhinebeck Bancorp With Neutral Recommendation

Discover why Zacks rates Rhinebeck Bancorp as "Neutral", being the first on Wall Street to initiate coverage on the stock. Explore RBKB's improving credit quality and expanding commercial banking footprint amid a competitive lending environment and margin pressures.

Yahooยท19d ago

Rhinebeck Bancorp, Inc. Reports Results for the Quarter Ended June 30, 2026 and Completes Second-Step Conversion

POUGHKEEPSIE, NY / ACCESS Newswire / July 23, 2026 / Rhinebeck Bancorp, Inc. (the "Company") (NASDAQ:RBKB), the holding company of Rhinebeck Bank (the "Bank"), reported net income for the three months ended June 30, 2026 of $2.6 million ($0.24 per ...

๐Ÿš€
Benzingaยท19d ago

Rhinebeck Bancorp Q2 EPS $0.24 Down From $0.25 YoY, Sales $13.375M Up From $13.094M YoY

Rhinebeck Bancorp (NASDAQ:RBKB) reported quarterly earnings of $0.24 per share. This is a 4 percent decrease over earnings of $0.25 per share from the same period last year. The company reported $13.375 million in

Yahooยท21d ago

Rhinebeck Bancorp, Inc. Announces Completion of Conversion and Offering

POUGHKEEPSIE, NY / ACCESS Newswire / July 21, 2026 / Rhinebeck Bancorp, Inc. (NASDAQ Capital Market:RBKB) (the "Company"), the holding company for Rhinebeck Bank, announced that Rhinebeck Bancorp, MHC (the "MHC") has completed its "second-step" conversion ...

Yahooยท25d ago

Rhinebeck Bancorp, Inc. Announces Subscription Offering Results and Expected Closing Date

POUGHKEEPSIE, NY / ACCESS Newswire / July 17, 2026 / Rhinebeck Bancorp, Inc. (Nasdaq Capital Market:RBKB) (the "Company"), the holding company for Rhinebeck Bank (the "Bank"), announced the results of the subscription offering conducted in connection ...