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RBB BANCORP

RBBNASDAQ
πŸ† #2896 by market capEarnings Oct 19US Equity
$27.25β–² $0.15 (+0.54%)
Live
1hβ–² 0.3%
24hβ–² 0.5%
7dβ–² 1.4%
14dβ–² 3.6%
30dβ–Ό 0.2%
1yβ–² 39.6%
🏦Market Cap
$463M
Small Cap
πŸ“ˆRevenue Growth (YoY)
+31.3%
High Growth
πŸ“ŠGross Margin
β€”
πŸ’΅FCF Margin
25.3%
Strong
βš–οΈP/S Ratio
2.1x
Cheap
Otter Score
61
Fair

Trading Snapshot

Day Range
$26.98 – $27.65
52-Week Range
$16.74 – $28.24
Volume
$3.36B
Avg Volume
$4.44B
Shares Outstanding
17.0M
Next Earnings
Sep 7, 2026

Fundamentals Snapshot

Annual Revenue
$238M
Last Q Revenue
$60M
P/E Ratio
10.7
P/S Ratio
2.1x
EPS (TTM)
$2.43
Dividend Yield
2.49%

Why Investors Own RBB

  • βœ“High-growth profile β€” revenue up +27.5% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 34% gross margin and 24% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)
$238Mβ–² +31.8% YoY
Gross Margin (TTM)
34.2%β–² +0.4% YoY
Operating Income (TTM)
$44Mβ–² +31.8% YoY
Free Cash Flow (TTM)
$57Mβ–² +31.8% YoY

About RBB BANCORP

RBB Bancorp, founded in 2008 and headquartered in Los Angeles, California, functions as the parent entity for Royal Business Bank. The bank specializes in offering a comprehensive suite of financial products and banking services primarily to the Chinese-American, Korean-American, and other Asian-American populations. Its deposit offerings include checking, savings, and money market accounts, along with certificates of deposit. For lending, RBB Bancorp provides commercial and industrial lines of credit, term loans, mortgage warehouse facilities, and international trade discount financing. The institution also funds commercial real estate transactions, residential and commercial development, land acquisition, and construction projects, alongside offering Small Business Administration (SBA) loans and single-family residential mortgages. Furthermore, the bank delivers international banking services such as letters of credit, SWIFT transfers, export advisory, trade finance discounts, and foreign exchange. Modern conveniences like remote deposit, online banking, and mobile banking are also available. Its diverse client base spans individuals, businesses, municipalities, and various other organizations. As of December 31, 2021, RBB Bancorp maintained a network of 23 branch locations, situated in the Western region across Los Angeles, Orange, and Ventura Counties in California, Clark County in Nevada, and Honolulu, Hawaii, as well as in the Eastern region, including Manhattan, Brooklyn, and Queens in New York, Chicago, Illinois, and Edison, New Jersey.

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Otter Score Breakdown

β“˜
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
Overall Score
Fair
61/100

Analyst Price Target

β“˜
Average Target
$35.71
β–² +31.1% Upside
High Target$44.08
Low Target$28.76
Based on 36 analysts

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