QCRH logo

QCR HOLDINGS INC

QCRHNASDAQ
๐Ÿ† #2033 by market capEarnings Oct 20US Equity
$105.63โ–ฒ $1.31 (+1.24%)
Live
1hโ€”
24hโ–ฒ 1.2%
7dโ–ฒ 0.5%
14dโ–ฒ 2.6%
30dโ–ฒ 9.0%
1yโ–ฒ 40.8%
๐ŸฆMarket Cap
$1.73B
Small Cap
๐Ÿ“ˆRevenue Growth (YoY)
+57.7%
High Growth
๐Ÿ“ŠGross Margin
โ€”
๐Ÿ’ตFCF Margin
54.7%
Strong
โš–๏ธP/S Ratio
2.6x
Cheap
Otter Score
67
Fair

Trading Snapshot

Day Range
$104.79 โ€“ $107.74
52-Week Range
$66.65 โ€“ $106.55
Volume
$3.06B
Avg Volume
$3.25B
Shares Outstanding
16.4M
Next Earnings
Sep 19, 2026

Fundamentals Snapshot

Annual Revenue
$597M
Last Q Revenue
$150M
P/E Ratio
12.8
P/S Ratio
2.6x
EPS (TTM)
$7.97
Dividend Yield
0.24%

Why Investors Own QCRH

  • โœ“High-growth profile โ€” revenue up +21.0% YoY with expanding US Equity exposure.
  • โœ“Healthy economics โ€” 55% gross margin and 10% free-cash-flow margin.
  • โœ“New products and segments could unlock additional revenue streams.
โš ๏ธ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)
$597Mโ–ฒ +26.6% YoY
Gross Margin (TTM)
54.8%โ–ฒ +3.9% YoY
Operating Income (TTM)
$193Mโ–ฒ +26.6% YoY
Free Cash Flow (TTM)
$58Mโ–ฒ +26.6% YoY

About QCR HOLDINGS INC

QCR Holdings, Inc., operating as a multi-bank holding company, delivers a wide array of financial services. These offerings include commercial and consumer banking, alongside specialized trust and asset management. The company provides various deposit products, such as demand accounts that are both interest and non-interest bearing, time deposits, and brokered deposits. Beyond its deposit services, QCR Holdings extends diverse commercial and retail lending, leasing, and investment opportunities. Its clientele is extensive, comprising corporations, partnerships, individual consumers, and government agencies. A significant portion of its loan portfolio is dedicated to small and mid-sized businesses, offering credit lines for operational and working capital purposes, term loans for purchasing facilities and equipment, and financing for commercial and residential real estate. For individuals, the company provides personal credit solutions, including installment loans for home improvements, home equity lines, vehicle financing, signature loans, and small personal credit lines. Additionally, QCR Holdings engages in the direct financing lease of machinery and equipment for commercial and industrial businesses and is involved in the issuance of trust preferred securities. The company serves communities primarily located in the Quad Cities, Cedar Rapids, Cedar Valley, Des Moines/Ankeny, and Springfield areas. Established in 1993, QCR Holdings, Inc. maintains its headquarters in Moline, Illinois.

๐Ÿฆฆ

Otter Score Breakdown

โ“˜
๐Ÿ’ŽQualityโ˜…โ˜…โ˜…โ˜…โ˜…
๐Ÿš€Growthโ˜…โ˜…โ˜…โ˜…โ˜…
โš–๏ธValuationโ˜…โ˜…โ˜…โ˜…โ˜…
โšกMomentumโ˜…โ˜…โ˜…โ˜…โ˜…
Overall Score
Fair
67/100

Analyst Ratings

โ“˜
Consensus
Buy
11 analysts
Strong Buy2
Buy7
Hold2
Sell0
Strong Sell0
Ratings as of Aug 2026

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