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PRIMERICA INC

PRINYSE
๐Ÿ† #792 by market capEarnings Nov 4US Equity
$312.79โ–ผ $0.72 (โˆ’0.23%)
๐ŸŒ… Pre-market$313.00โ–ฒ 0.07%Regular close ยท extended-hours price shown
1hโ€”
24hโ–ผ 0.2%
7dโ–ผ 2.3%
14dโ–ผ 3.3%
30dโ–ฒ 0.9%
1yโ–ฒ 18.2%
๐ŸฆMarket Cap
$9.75B
Small Cap
๐Ÿ“ˆRevenue Growth (YoY)
+8.6%
Slowing
๐Ÿ“ŠGross Margin
โ€”
๐Ÿ’ตFCF Margin
24.5%
Strong
โš–๏ธP/S Ratio
2.9x
Cheap
Otter Score
43
Weak

Trading Snapshot

Day Range
$311.40 โ€“ $316.57
52-Week Range
$230.09 โ€“ $327.28
Volume
$3.06B
Avg Volume
$3.27B
Shares Outstanding
31.2M
Next Earnings
Oct 6, 2026

Fundamentals Snapshot

Annual Revenue
$3.23B
Last Q Revenue
$865M
P/E Ratio
12.4
P/S Ratio
2.9x
EPS (TTM)
$24.99
Dividend Yield
1.44%

Why Investors Own PRI

  • โœ“High-growth profile โ€” revenue up +35.2% YoY with expanding US Equity exposure.
  • โœ“Healthy economics โ€” 77% gross margin and 5% free-cash-flow margin.
  • โœ“New products and segments could unlock additional revenue streams.
โš ๏ธ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)
$3.23Bโ–ฒ +30.0% YoY
Gross Margin (TTM)
77.3%โ–ผ โˆ’0.1% YoY
Operating Income (TTM)
$1.19Bโ–ฒ +30.0% YoY
Free Cash Flow (TTM)
$148Mโ–ฒ +30.0% YoY

About PRIMERICA INC

Primerica Inc., operating with its various subsidiaries, delivers a comprehensive suite of financial services and products primarily aimed at middle-income households throughout the United States and Canada. The company organizes its business into four distinct divisions: Term Life Insurance, Investment and Savings Products, Senior Health, and Corporate & Other Distributed Products. Within its Term Life Insurance division, Primerica focuses on providing individual term life insurance policies. The Investment and Savings Products segment assists clients with a diverse range of options, including mutual funds, various retirement planning vehicles, managed investment solutions, and both variable, fixed, and fixed-indexed annuities. For an older demographic, the Senior Health segment offers segregated funds alongside Medicare Advantage and supplemental insurance plans. The Corporate and Other Distributed Products segment boasts an extensive portfolio, encompassing mortgage lending, prepaid legal services (which cover drafting wills, living wills, powers of attorney, trial defense, and motor vehicle-related legal assistance), and identity theft protection. This segment also extends to auto and homeowners' insurance, innovative home automation systems, and a variety of business insurance products, such as supplemental health, accidental death, and disability coverage designed for small enterprises. Primerica's broad array of offerings is distributed and sold to customers through a vast network of 129,515 licensed sales representatives. Founded in 1927, Primerica Inc. is headquartered in Duluth, Georgia.

๐Ÿฆฆ

Otter Score Breakdown

โ“˜
๐Ÿ’ŽQualityโ˜…โ˜…โ˜…โ˜…โ˜…
๐Ÿš€Growthโ˜…โ˜…โ˜…โ˜…โ˜…
โš–๏ธValuationโ˜…โ˜…โ˜…โ˜…โ˜…
โšกMomentumโ˜…โ˜…โ˜…โ˜…โ˜…
Overall Score
Weak
43/100

Analyst Ratings

โ“˜
Consensus
Buy
13 analysts
Strong Buy2
Buy5
Hold6
Sell0
Strong Sell0
Ratings as of Aug 2026

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