PRA GROUP INC

PRAANASDAQ

🏆 #2252 by market capEarnings Nov 2US Equity

$257.38▲ $5.89 (+2.29%)

Simulated price

1h—

24h▲ 2.3%

7d—

14d—

30d—

1y—

🏦Market Cap

$715M

Small Cap

📈Revenue Growth (YoY)

+10.4%

Healthy

📊Gross Margin

105.3%

High

💵FCF Margin

-2.8%

Thin

⚖️P/S Ratio

0.5x

Cheap

Otter Score

Weak

No chart data available for PRAA.

Trading Snapshot

Day Range: $253.56 – $261.72
52-Week Range: $10.25 – $22.55
Volume: $2.22B
Avg Volume: $1.54B
Shares Outstanding: 38.1M
Next Earnings: Oct 10, 2026

Fundamentals Snapshot

Annual Revenue: $1.24B
Last Q Revenue: $373M
P/E Ratio: -2.8
P/S Ratio: 0.5x
EPS (TTM): $-6.93
Dividend Yield: 0.00%

Why Investors Own PRAA

✓High-growth profile — revenue up +10.0% YoY with expanding US Equity exposure.
✓Healthy economics — 68% gross margin and 14% free-cash-flow margin.
✓New products and segments could unlock additional revenue streams.

⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)

$1.24B▲ +13.0% YoY

Gross Margin (TTM)

68.4%▲ +1.5% YoY

Operating Income (TTM)

$389M▲ +13.0% YoY

Free Cash Flow (TTM)

$176M▲ +13.0% YoY

About PRA GROUP INC

PRA Group, Inc., a financial and business services enterprise, specializes in the acquisition, management, and recovery of defaulted loan portfolios. Its operations span the Americas, Australia, and Europe. The company primarily procures overdue financial obligations from individuals, which were initially extended by various credit originators like banks, consumer and retail finance firms, and automotive lenders. The types of non-performing assets it acquires are diverse, encompassing balances from Visa, MasterCard, private label, and other credit cards, as well as installment loans, lines of credit, deficiency balances, legal judgments, and trade payables. These assets are sourced from a broad spectrum of entities, including banks, credit unions, retailers, utilities, and other financial institutions. Furthermore, PRA Group offers fee-based services, such as facilitating recoveries from class action claims and servicing consumer bankruptcy accounts. The company, which was established in 1996, changed its name from Portfolio Recovery Associates, Inc. to PRA Group, Inc. in October 2014. Its corporate headquarters are situated in Norfolk, Virginia.

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