PNFP logo

PINNACLE FINANCIAL PARTNERS

PNFPNYSE
πŸ† #532 by market capEarnings Oct 21US Equity
$105.70β–² $1.16 (+1.10%)
πŸŒ™ After hours$105.70β–² 0.00%Regular close Β· extended-hours price shown
1hβ€”
24hβ–² 1.1%
7dβ–Ό 1.5%
14dβ–² 0.9%
30dβ–² 5.6%
1yβ–² 14.4%
🏦Market Cap
$15.97B
Mid Cap
πŸ“ˆRevenue Growth (YoY)
+82.7%
High Growth
πŸ“ŠGross Margin
β€”
πŸ’΅FCF Margin
32.9%
Strong
βš–οΈP/S Ratio
3.2x
Fair
Otter Score
47
Weak

Trading Snapshot

Day Range
$104.79 – $107.71
52-Week Range
$81.08 – $110.33
Volume
$2.44B
Avg Volume
$2.29B
Shares Outstanding
151.1M
Next Earnings
Sep 21, 2026

Fundamentals Snapshot

Annual Revenue
$2.92B
Last Q Revenue
$1.71B
P/E Ratio
19.3
P/S Ratio
3.2x
EPS (TTM)
$7.54
Dividend Yield
0.99%

Why Investors Own PNFP

  • βœ“High-growth profile β€” revenue up +58.1% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 58% gross margin and 8% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)
$2.92Bβ–² +54.5% YoY
Gross Margin (TTM)
57.8%β–² +3.5% YoY
Operating Income (TTM)
$1.09Bβ–² +54.5% YoY
Free Cash Flow (TTM)
$240Mβ–² +54.5% YoY

About PINNACLE FINANCIAL PARTNERS

Pinnacle Financial Partners, Inc. functions as a bank holding company, overseeing Pinnacle Bank, which delivers a comprehensive range of banking solutions and services across the United States. The company facilitates various types of deposit accounts for its clients, including savings accounts, standard checking accounts (both interest-bearing and noninterest-bearing), money market accounts, and certificates of deposit. Its lending portfolio is extensive, covering commercial loans for purposes like equipment financing and working capital, along with commercial real estate loans for investment properties and business ventures backed by real estate. For individual clients, Pinnacle Bank offers secured and unsecured installment loans, term loans, lines of credit, residential first mortgage loans, and home equity loans and lines of credit. Additionally, it issues credit cards for both consumers and businesses. Beyond traditional banking, Pinnacle Financial Partners provides a suite of securities and other financial offerings, diverse investment products, and comprehensive brokerage and investment advisory programs. It also specializes in fiduciary and investment management services, catering to personal trusts, endowments, foundations, individual retirement accounts (IRAs), pensions, and custody arrangements. Further expanding its services, the company operates an insurance agency, predominantly focusing on property and casualty coverage. It also offers expert advice on mergers and acquisitions, and provides specialized advisory services for private debt, equity, mezzanine financing, and other middle-market transactions. For day-to-day banking needs, Pinnacle offers treasury management, telephone and online banking, mobile banking, debit cards, direct deposit, remote and mobile deposit capture options, automated teller machines (ATMs), and various cash management services. Its diverse clientele includes individuals, small to medium-sized businesses, and professional organizations. As of December 31, 2020, the company maintained a network of 114 offices: 48 in Tennessee, 36 in North Carolina, 20 in South Carolina, 9 in Virginia, and 1 in Georgia. Pinnacle Financial Partners, Inc. was established in 2000 and its main corporate office is located in Nashville, Tennessee.

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Otter Score Breakdown

β“˜
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
Overall Score
Weak
47/100

Analyst Ratings

β“˜
Consensus
Buy
26 analysts
Strong Buy6
Buy14
Hold6
Sell0
Strong Sell0
Ratings as of Aug 2026

Latest News & Updates

πŸš€
BenzingaΒ·1d ago

Wells Fargo Maintains Equal-Weight on Pinnacle Finl Partners, Raises Price Target to $118

Wells Fargo analyst Terry McEvoy maintains Pinnacle Finl Partners (NYSE:PNFP) with a Equal-Weight and raises the price target from $111 to $118.

πŸ›°οΈ
BenzingaΒ·6d ago

Benchmark Maintains Buy on Pinnacle Finl Partners, Raises Price Target to $130

Benchmark analyst Brett Rabatin maintains Pinnacle Finl Partners (NYSE:PNFP) with a Buy and raises the price target from $125 to $130.

YahooΒ·6d ago

Stocks To Watch On Wall Street's Radar β€” Several In Or Near Buy Range

As the market rallies, Raymond James, Tapestry and U.S. Bancorp lead a slew of stocks to watch in or near buy range.

YahooΒ·7d ago

PNFP Q2 Deep Dive: Broad-Based Loan Growth and Integration Drive Outlook

Regional banking company Pinnacle Financial Partners (NASDAQ:PNFP) met Wall Street’s revenue expectations in Q2 CY2026, with sales up 139% year on year to $1.24 billion. Its non-GAAP profit of $2.50 per share was 1.7% above analysts’ consensus estimates.

YahooΒ·10d ago

Pinnacle Financial Partners (PNFP) Stock Stays Reasonable Following Its 46% Three Year Run

Pinnacle Financial Partners stock has delivered a 45.8% return over the past three years, while current valuation checks suggest the market price may still sit below its intrinsic value estimate from the Excess Returns model. The 45.8% three year return points to investors already paying up for growth, so the key issue is whether the current share price still leaves room for further upside. Recent hiring of experienced revenue producing bankers may support future business growth. The risk is...

YahooΒ·11d ago

Pinnacle Financial Partners' (PNFP) Leadership Extension and Dividend Raise: A Signal on Post-Merger Priorities?

Pinnacle Financial Partners recently reported second-quarter 2026 net income of US$328 million and approved common and preferred dividends, while its board also adopted an amendment to the company’s bylaws and extended founder Rob McCabe’s leadership role through 2027 before he moves into a consulting position. Together, the stronger quarterly results, continued capital returns and leadership continuity following the Synovus combination highlight how management is prioritizing stability and...