PALOMAR HOLDINGS INC

PLMRNASDAQ

🏆 #1419 by market capEarnings Nov 5US Equity

$128.83▼ $2.80 (−2.17%)

Live

1h▼ 1.0%

24h▼ 2.2%

7d▼ 3.8%

14d▼ 9.8%

30d▼ 7.5%

1y▲ 4.8%

🏦Market Cap

$3.41B

Small Cap

📈Revenue Growth (YoY)

+60.7%

High Growth

📊Gross Margin

—

💵FCF Margin

31.8%

Strong

⚖️P/S Ratio

3.2x

Fair

Otter Score

Weak

Trading Snapshot

Day Range: $127.12 – $130.63
52-Week Range: $100.81 – $147.62
Volume: $2.71B
Avg Volume: $2.39B
Shares Outstanding: 26.5M
Next Earnings: Sep 16, 2026

Fundamentals Snapshot

Annual Revenue: $876M
Last Q Revenue: $314M
P/E Ratio: 16.9
P/S Ratio: 3.2x
EPS (TTM): $7.44
Dividend Yield: —

Why Investors Own PLMR

✓High-growth profile — revenue up +13.4% YoY with expanding US Equity exposure.
✓Healthy economics — 61% gross margin and 20% free-cash-flow margin.
✓New products and segments could unlock additional revenue streams.

⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)

$876M▲ +14.0% YoY

Gross Margin (TTM)

61.3%▲ +2.9% YoY

Operating Income (TTM)

$236M▲ +14.0% YoY

Free Cash Flow (TTM)

$173M▲ +14.0% YoY

About PALOMAR HOLDINGS INC

Palomar Holdings, Inc. functions as an insurance holding company dedicated to providing specialized property coverage for both private homeowners and businesses. Its comprehensive product range encompasses essential offerings such as residential and commercial earthquake policies, commercial all-risk protection, tailored homeowners' insurance, inland marine coverage, and Hawaii hurricane policies. Furthermore, the company extends its services to include residential and commercial flood insurance, along with other specialized financial products like assumed reinsurance, real estate error and omission (E&O) coverage, and specific solutions for real estate investors. Palomar distributes its policies through a varied network, including independent retail agents, wholesale brokers, program administrators, and collaborative agreements with other insurance carriers. The company, which was previously named GC Palomar Holdings, was founded in 2013 and maintains its corporate headquarters in La Jolla, California.

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