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PLUMAS BANCORP

PLBCNASDAQ
πŸ† #2558 by market capEarnings Oct 13US Equity
$62.19β–² $0.85 (+1.37%)
Market closed Β· at close
1hβ€”
24hβ–² 1.4%
7dβ–² 1.8%
14dβ–² 0.2%
30dβ–² 6.3%
1yβ–² 48.4%
🏦Market Cap
$433M
Small Cap
πŸ“ˆRevenue Growth (YoY)
+31.5%
High Growth
πŸ“ŠGross Margin
β€”
πŸ’΅FCF Margin
12.9%
Healthy
βš–οΈP/S Ratio
2.5x
Cheap
Otter Score
55
Weak

Trading Snapshot

Day Range
$61.46 – $62.52
52-Week Range
$39.80 – $63.74
Volume
$3.49B
Avg Volume
$3.56B
Shares Outstanding
7.0M
Next Earnings
Oct 28, 2026

Fundamentals Snapshot

Annual Revenue
$108M
Last Q Revenue
$33M
P/E Ratio
12.0
P/S Ratio
2.5x
EPS (TTM)
$5.09
Dividend Yield
1.93%

Why Investors Own PLBC

  • βœ“High-growth profile β€” revenue up +4.6% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 48% gross margin and 25% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)
$108Mβ–² +7.5% YoY
Gross Margin (TTM)
48.2%β–² +4.5% YoY
Operating Income (TTM)
$15Mβ–² +7.5% YoY
Free Cash Flow (TTM)
$27Mβ–² +7.5% YoY

About PLUMAS BANCORP

Plumas Bancorp functions as the parent holding company for Plumas Bank, a financial institution that delivers a broad spectrum of banking products and services. Its clientele primarily consists of individuals, as well as small and mid-sized businesses, situated across Northeastern California and Northwestern Nevada. The bank's diverse deposit offerings include conventional checking, money market checking, specialized business and public funds sweep accounts, savings, time deposits, and various retirement accounts. On the lending side, Plumas Bank provides a comprehensive suite of options, such as term loans for real estate, commercial endeavors, and industrial operations; government-guaranteed and agricultural financing; revolving lines of credit; consumer loans like auto and home equity; funding for land development and construction projects; and Small Business Administration (SBA) loans. Beyond its core deposit and lending products, the company extends modern conveniences like remote deposit, telephone and mobile banking, and internet banking complete with bill-pay functionality. Additional services encompass cashier's checks, mail-in banking, automated teller machines (ATMs), night depositories, safe deposit boxes, direct deposit, electronic funds transfers, and other standard banking facilities. As of February 28, 2022, Plumas Bank operated through 14 full-service branches and 3 dedicated lending offices. Incorporated in 1980, Plumas Bancorp maintains its corporate headquarters in Reno, Nevada.

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Otter Score Breakdown

β“˜
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
Overall Score
Weak
55/100

Analyst Ratings

β“˜
Consensus
Buy
9 analysts
Strong Buy3
Buy5
Hold1
Sell0
Strong Sell0
Ratings as of Aug 2026

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