PAGAYA TECHNOLOGIES LTD -A

PGYNASDAQ

🏆 #1738 by market capEarnings Nov 4 · PreUS Equity

$21.20▼ $0.38 (−1.78%)

Market closed · at close

1h—

24h▼ 1.8%

7d▼ 2.7%

14d▲ 30.9%

30d▲ 20.4%

1y▼ 32.8%

🏦Market Cap

$1.76B

Small Cap

📈Revenue Growth (YoY)

+20.6%

Healthy

📊Gross Margin

43.4%

Healthy

💵FCF Margin

18.1%

Healthy

⚖️P/S Ratio

1.3x

Cheap

Otter Score

Weak

Trading Snapshot

Day Range: $20.96 – $21.41
52-Week Range: $10.40 – $44.99
Volume: $2.04B
Avg Volume: $1.97B
Shares Outstanding: 83.1M
Next Earnings: Oct 14, 2026

Fundamentals Snapshot

Annual Revenue: $1.26B
Last Q Revenue: $366M
P/E Ratio: 14.2
P/S Ratio: 1.3x
EPS (TTM): $1.35
Dividend Yield: —

Why Investors Own PGY

✓High-growth profile — revenue up -5.4% YoY with expanding US Equity exposure.
✓Healthy economics — 43% gross margin and 17% free-cash-flow margin.
✓New products and segments could unlock additional revenue streams.

⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)

$1.26B▼ −6.6% YoY

Gross Margin (TTM)

42.6%▲ +3.0% YoY

Operating Income (TTM)

$284M▼ −6.6% YoY

Free Cash Flow (TTM)

$217M▼ −6.6% YoY

About PAGAYA TECHNOLOGIES LTD -A

Pagaya Technologies Ltd. is a financial technology enterprise operating across Israel, the United States, and the Cayman Islands. The company specializes in developing and implementing its proprietary artificial intelligence systems and associated software platforms. These advanced solutions are designed to assist its diverse range of partners – including rapidly growing fintech companies, traditional financial institutions, auto finance providers, and brokers – in originating various loans and other financial assets. Founded in 2016, Pagaya Technologies Ltd. is headquartered in Tel Aviv, Israel.

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