
PEOPLES FINANCIAL SERVICES
PFISNASDAQTrading Snapshot
- Day Range
- $70.62 β $72.30
- 52-Week Range
- $43.64 β $73.37
- Volume
- $2.66B
- Avg Volume
- $2.72B
- Shares Outstanding
- 10.0M
- Next Earnings
- Oct 8, 2026
Fundamentals Snapshot
- Annual Revenue
- $281M
- Last Q Revenue
- $74M
- P/E Ratio
- 12.6
- P/S Ratio
- 2.5x
- EPS (TTM)
- $5.67
- Dividend Yield
- 3.47%
Why Investors Own PFIS
- βHigh-growth profile β revenue up +38.6% YoY with expanding US Equity exposure.
- βHealthy economics β 76% gross margin and 13% free-cash-flow margin.
- βNew products and segments could unlock additional revenue streams.
Execution delays, intensifying competition, and valuation compression if growth decelerates.
Financial Trends
About PEOPLES FINANCIAL SERVICES
Peoples Financial Services Corp. functions as the holding company for Peoples Security Bank and Trust Company, delivering a comprehensive suite of commercial and retail banking solutions. Its deposit offerings encompass demand deposit accounts (including NOW and small business checking), money market and savings accounts, individual retirement accounts (IRAs), and various certificates of deposit. The company's lending portfolio is extensive, covering residential needs such as mortgages, auto, personal, manufactured housing, and home equity loans. For commercial clients, it extends financing for real estate, working capital, construction, equipment, agricultural ventures, mineral rights, and Small Business Administration (SBA) initiatives. Beyond traditional banking, the corporation delivers a range of wealth management and trust services. These encompass investment management, various trust arrangements (IRA, estate administration, living, life insurance, testamentary, guardianship, corporate, custodial), and administration of pension and profit-sharing schemes. Financial advisory offerings include investment portfolio oversight, strategic estate and business succession planning, retirement and tax planning, and education funding strategies. It also facilitates annuities, insurance products, securities, brokerage, and broader investor services. For businesses, specialized services extend to small business checking, merchant money market accounts, business credit cards, and lines of credit, complemented by online and telephone banking, and financial checkup services. Operational support for all clients includes remote deposit capture, Automatic Clearing House (ACH) transactions, cash management, automated teller machines (ATMs), point-of-sale services, safe deposit boxes, night depositories, direct deposit, and official checks. Its diverse customer base includes individual consumers, businesses, non-profit organizations, governmental bodies, municipal agencies, and professionals. With 28 full-service community banking branches, the company maintains a significant presence across Allegheny, Bucks, Lackawanna, Lebanon, Lehigh, Luzerne, Monroe, Montgomery, Northampton, Susquehanna, and Wyoming Counties in Pennsylvania, as well as Middlesex County in New Jersey, and Broome County in New York. Established in 1905, the institution is headquartered in Scranton, Pennsylvania.
Otter Score Breakdown
βAnalyst Price Target
βLatest News & Updates
PEOPLES FINANCIAL SERVICES tops quarterly estimates as demand accelerates
Revenue grew double digits with management guiding above consensus; margins continued to expand.
Analysts lift PFIS price targets on improving margins
Several firms raised targets, citing stronger free cash flow and a healthier backlog.
PEOPLES FINANCIAL SERVICES announces new agreement to expand its footprint
The move broadens the companyβs reach and could add incremental revenue over the next year.