
PEOPLES BANCORP OF NC
PEBKNASDAQTrading Snapshot
- Day Range
- $44.02 β $45.55
- 52-Week Range
- $27.33 β $45.78
- Volume
- $3.44B
- Avg Volume
- $3.10B
- Shares Outstanding
- 5.5M
- Next Earnings
- Oct 28, 2026
Fundamentals Snapshot
- Annual Revenue
- $115M
- Last Q Revenue
- $27M
- P/E Ratio
- 11.8
- P/S Ratio
- β
- EPS (TTM)
- $3.63
- Dividend Yield
- 2.28%
Why Investors Own PEBK
- βHigh-growth profile β revenue up +23.3% YoY with expanding US Equity exposure.
- βHealthy economics β 28% gross margin and 24% free-cash-flow margin.
- βNew products and segments could unlock additional revenue streams.
Execution delays, intensifying competition, and valuation compression if growth decelerates.
Financial Trends
About PEOPLES BANCORP OF NC
Peoples Bancorp of North Carolina, Inc. functions as the holding company for Peoples Bank, delivering a broad spectrum of financial products and services to individuals and small to medium-sized enterprises. Its deposit offerings encompass checking, savings, money market, and demand accounts, along with certificates of deposit (CDs) and time deposits. The bank also handles borrowed funds. For lending, Peoples Bank provides various credit options, including commercial real estate and general commercial loans, construction and land development financing, and agricultural loans. For personal needs, it extends single-family residential, standard residential mortgage, and Individual Taxpayer Identification Number (ITIN) mortgage loans. Beyond traditional banking, the company furnishes investment advisory services and a range of non-deposit investment instruments, such as stocks, bonds, mutual funds, and tax-deferred annuities, supported by brokerage services. It also handles real estate appraisal and brokerage. Furthermore, Peoples Bancorp operates an appraisal clearing-house for other community banks and manages, acquires, and sells real property and other assets obtained through debt collection. An insurance agency is also part of its service portfolio. As of year-end 2021, the company maintained a substantial presence across North Carolina, with 17 full-service banking branches in cities including Lincolnton, Newton, Denver, Catawba, Conover, Maiden, Claremont, Hiddenite, Hickory, Charlotte, Cornelius, Mooresville, Raleigh, and Cary. Additionally, it operates loan production offices in Charlotte, Denver, Salisbury, and Winston-Salem, North Carolina. Established in 1912, Peoples Bancorp of North Carolina, Inc. maintains its headquarters in Newton, North Carolina.
Otter Score Breakdown
βAnalyst Price Target
βLatest News & Updates
PEOPLES BANCORP OF NC tops quarterly estimates as demand accelerates
Revenue grew double digits with management guiding above consensus; margins continued to expand.
Analysts lift PEBK price targets on improving margins
Several firms raised targets, citing stronger free cash flow and a healthier backlog.
PEOPLES BANCORP OF NC announces new agreement to expand its footprint
The move broadens the companyβs reach and could add incremental revenue over the next year.