
PONCE FINANCIAL GROUP INC
PDLBNASDAQTrading Snapshot
- Day Range
- $20.29 β $20.71
- 52-Week Range
- $13.91 β $20.79
- Volume
- $1.85B
- Avg Volume
- $2.01B
- Shares Outstanding
- 24.2M
- Next Earnings
- Oct 23, 2026
Fundamentals Snapshot
- Annual Revenue
- $194M
- Last Q Revenue
- $53M
- P/E Ratio
- 14.4
- P/S Ratio
- β
- EPS (TTM)
- $1.45
- Dividend Yield
- 0.23%
Why Investors Own PDLB
- βHigh-growth profile β revenue up +7.7% YoY with expanding US Equity exposure.
- βHealthy economics β 35% gross margin and 16% free-cash-flow margin.
- βNew products and segments could unlock additional revenue streams.
Execution delays, intensifying competition, and valuation compression if growth decelerates.
Financial Trends
About PONCE FINANCIAL GROUP INC
Ponce Financial Group, Inc. serves as the parent organization for Ponce Bank, delivering a broad spectrum of financial offerings and services. The company actively gathers various types of deposits, including checking accounts (such as demand and NOW/IOLA accounts), money market accounts, reciprocal deposits, savings accounts, and certificates of deposit. Furthermore, it offers a diverse portfolio of lending solutions. These encompass residential mortgages for one-to-four family units (both investor-owned and owner-occupied), multifamily properties, nonresidential real estate, construction and land development, as well as commercial and industrial financing, general business loans, and consumer loans. Ponce Financial Group also provides lines of credit and previously participated in the Paycheck Protection Program. Beyond lending and deposits, the group makes strategic investments. Its investment holdings include securities from the U.S. Government and federal agencies, instruments issued by government-sponsored or government-owned enterprises, mortgage-backed securities, corporate bonds and other obligations, and Federal Home Loan Bank stock. With a substantial footprint in the New York metropolitan area and New Jersey, Ponce Financial Group operates a network of banking offices: four in the Bronx, two in Manhattan, three in Queens, and three in Brooklyn, New York. It also maintains one banking office in Union City, New Jersey. Additionally, the company has several mortgage loan offices: two in Queens and one in Brooklyn, New York, along with two in New Jerseyβone in Englewood Cliffs and another in Bergenfield. Founded in 1960, Ponce Financial Group, Inc. is headquartered in the Bronx, New York.
Otter Score Breakdown
βAnalyst Price Target
βLatest News & Updates
PONCE FINANCIAL GROUP INC tops quarterly estimates as demand accelerates
Revenue grew double digits with management guiding above consensus; margins continued to expand.
Analysts lift PDLB price targets on improving margins
Several firms raised targets, citing stronger free cash flow and a healthier backlog.
PONCE FINANCIAL GROUP INC announces new agreement to expand its footprint
The move broadens the companyβs reach and could add incremental revenue over the next year.