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PCB BANCORP

PCBNASDAQ
πŸ† #2621 by market capEarnings Oct 22US Equity
$28.08β–² $0.54 (+1.92%)
Market closed Β· at close
1hβ€”
24hβ–² 1.9%
7dβ–Ό 0.4%
14dβ–² 0.5%
30dβ–Ό 4.2%
1yβ–² 29.1%
🏦Market Cap
$396M
Small Cap
πŸ“ˆRevenue Growth (YoY)
+55.5%
High Growth
πŸ“ŠGross Margin
β€”
πŸ’΅FCF Margin
25.1%
Strong
βš–οΈP/S Ratio
2.2x
Cheap
Otter Score
64
Fair

Trading Snapshot

Day Range
$27.79 – $28.50
52-Week Range
$19.70 – $30.84
Volume
$5.31B
Avg Volume
$5.00B
Shares Outstanding
14.1M
Next Earnings
Oct 9, 2026

Fundamentals Snapshot

Annual Revenue
$209M
Last Q Revenue
$53M
P/E Ratio
9.6
P/S Ratio
2.2x
EPS (TTM)
$2.83
Dividend Yield
3.12%

Why Investors Own PCB

  • βœ“High-growth profile β€” revenue up +39.7% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 35% gross margin and 21% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)
$209Mβ–² +37.1% YoY
Gross Margin (TTM)
34.8%β–² +0.4% YoY
Operating Income (TTM)
$64Mβ–² +37.1% YoY
Free Cash Flow (TTM)
$44Mβ–² +37.1% YoY

About PCB BANCORP

PCB Bancorp operates as the bank holding company for PCB Bank that provides various banking products and services to small and middle market businesses and individuals in the United States. The company offers demand, savings, money market, time deposits, and certificates of deposit; and remote deposit capture, courier deposit and positive pay services, zero balance accounts, and sweep accounts. It also provides real estate loans, including commercial and residential, small business administration (SBA), multifamily, business property, and construction loans; commercial and industrial loans, such as commercial term and lines of credit, and SBA commercial term, trade finance, home, and mortgage warehouse; consumer loans comprising residential mortgage and other consumer loans; and automobile loans, unsecured lines of credit, and term loans. In addition, the company offers access to account balances, online transfers, online bill payment, and electronic delivery of customer statements; and mobile banking solutions, including remote check deposit and mobile bill pay. Further, it provides automated teller machines; cash management, debit and credit card, and online and mobile banking; and banking by telephone, mail, personal appointment, debit cards, direct deposit, and cashier’s checks, as well as treasury management, wire transfer, and automated clearing house services. It operates through full-service branches and loan production offices. The company was formerly known as Pacific City Financial Corporation and changed its name to PCB Bancorp in July 2019. PCB Bancorp was founded in 2003 and is headquartered in Los Angeles, California.

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Otter Score Breakdown

β“˜
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
Overall Score
Fair
64/100

Analyst Price Target

β“˜
Average Target
$34.17
β–² +21.7% Upside
High Target$40.16
Low Target$28.78
Based on 35 analysts

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