
PAYPAY CORP
PAYPNASDAQTrading Snapshot
- Day Range
- $14.50 β $14.79
- 52-Week Range
- β
- Volume
- $2.65B
- Avg Volume
- $2.34B
- Shares Outstanding
- 677.0M
- Next Earnings
- Oct 4, 2026
Fundamentals Snapshot
- Annual Revenue
- $403.62B
- Last Q Revenue
- $105.11B
- P/E Ratio
- 14.2
- P/S Ratio
- 4.3x
- EPS (TTM)
- β
- Dividend Yield
- β
Why Investors Own PAYP
- βHigh-growth profile β revenue up +29.7% YoY with expanding US Equity exposure.
- βHealthy economics β 29% gross margin and 27% free-cash-flow margin.
- βNew products and segments could unlock additional revenue streams.
Execution delays, intensifying competition, and valuation compression if growth decelerates.
Financial Trends
About PAYPAY CORP
PayPay Corporation is a leading Japanese financial technology firm that delivers a comprehensive digital finance platform. This platform offers a wide array of user-friendly payment solutions and various other financial services across Japan. The company's operations are strategically divided into two main segments: Payment and Financial Services. The Payment division is primarily responsible for facilitating transaction settlements and related functionalities, predominantly via its popular PayPay mobile application. Additionally, this segment provides credit options, including revolving credit, installment payment schemes, and instant cash advances. Conversely, the Financial Services division encompasses a diverse portfolio of offerings such as online banking, securities brokerage, investment services tied to PayPay Points, and comprehensive loan management. Its extensive suite of services covers numerous payment methodsβfrom direct and balance-based payments to credit and linked account payments, utility bill and tax payments, and merchant acquiring services. On the financial side, it includes digital banking, deposit accounts and remittance, various lending products, securities trading (including digital securities, app-based investment, automated investing, and CFD trading), foreign exchange transactions, and sophisticated asset and loan management capabilities, often integrated with its proprietary credit engine. Beyond its core financial offerings, PayPay also provides additional value-added services for both individual users and business clients, such as insurance products and marketing solutions for merchants. All these services are offered under the widely recognized PayPay brand. Founded in 2018, PayPay Corporation is headquartered in Shinjuku, Japan.
Otter Score Breakdown
βAnalyst Price Target
βLatest News & Updates
PAYPAY CORP tops quarterly estimates as demand accelerates
Revenue grew double digits with management guiding above consensus; margins continued to expand.
Analysts lift PAYP price targets on improving margins
Several firms raised targets, citing stronger free cash flow and a healthier backlog.
PAYPAY CORP announces new agreement to expand its footprint
The move broadens the companyβs reach and could add incremental revenue over the next year.