PAYP logo

PAYPAY CORP

PAYPNASDAQ
πŸ† #3535 by market capUS Equity
$14.61β–Ό $0.27 (βˆ’1.88%)
Market closed Β· at close
1hβ€”
24hβ–Ό 1.9%
7dβ–Ό 6.9%
14dβ–Ό 1.4%
30dβ–Ό 4.3%
1yβ€”
🏦Market Cap
$9.89B
Small Cap
πŸ“ˆRevenue Growth (YoY)
β€”
πŸ“ŠGross Margin
β€”
πŸ’΅FCF Margin
β€”
βš–οΈP/S Ratio
4.3x
Fair
Otter Score
50
Weak

Trading Snapshot

Day Range
$14.50 – $14.79
52-Week Range
β€”
Volume
$2.65B
Avg Volume
$2.34B
Shares Outstanding
677.0M
Next Earnings
Oct 4, 2026

Fundamentals Snapshot

Annual Revenue
$403.62B
Last Q Revenue
$105.11B
P/E Ratio
14.2
P/S Ratio
4.3x
EPS (TTM)
β€”
Dividend Yield
β€”

Why Investors Own PAYP

  • βœ“High-growth profile β€” revenue up +29.7% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 29% gross margin and 27% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)
$403.62Bβ–² +23.9% YoY
Gross Margin (TTM)
29.1%β–² +2.4% YoY
Operating Income (TTM)
$39.15Bβ–² +23.9% YoY
Free Cash Flow (TTM)
$107.36Bβ–² +23.9% YoY

About PAYPAY CORP

PayPay Corporation is a leading Japanese financial technology firm that delivers a comprehensive digital finance platform. This platform offers a wide array of user-friendly payment solutions and various other financial services across Japan. The company's operations are strategically divided into two main segments: Payment and Financial Services. The Payment division is primarily responsible for facilitating transaction settlements and related functionalities, predominantly via its popular PayPay mobile application. Additionally, this segment provides credit options, including revolving credit, installment payment schemes, and instant cash advances. Conversely, the Financial Services division encompasses a diverse portfolio of offerings such as online banking, securities brokerage, investment services tied to PayPay Points, and comprehensive loan management. Its extensive suite of services covers numerous payment methodsβ€”from direct and balance-based payments to credit and linked account payments, utility bill and tax payments, and merchant acquiring services. On the financial side, it includes digital banking, deposit accounts and remittance, various lending products, securities trading (including digital securities, app-based investment, automated investing, and CFD trading), foreign exchange transactions, and sophisticated asset and loan management capabilities, often integrated with its proprietary credit engine. Beyond its core financial offerings, PayPay also provides additional value-added services for both individual users and business clients, such as insurance products and marketing solutions for merchants. All these services are offered under the widely recognized PayPay brand. Founded in 2018, PayPay Corporation is headquartered in Shinjuku, Japan.

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Otter Score Breakdown

β“˜
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
Overall Score
Weak
50/100

Analyst Price Target

β“˜
Average Target
$16.58
β–² +13.5% Upside
High Target$17.96
Low Target$15.47
Based on 22 analysts

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