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PINEAPPLE FINANCIAL INC

PAPLNYSE AMERICAN
๐Ÿ† #4372 by market capEarnings Dec 10US Equity
$1.04โ–ผ $0.01 (โˆ’0.95%)
Live
1hโ€”
24hโ–ผ 0.9%
7dโ–ผ 16.1%
14dโ–ผ 13.3%
30dโ–ฒ 8.5%
1yโ–ผ 77.8%
๐ŸฆMarket Cap
$26M
Small Cap
๐Ÿ“ˆRevenue Growth (YoY)
+11.1%
Healthy
๐Ÿ“ŠGross Margin
-13.8%
Thin
๐Ÿ’ตFCF Margin
-55.7%
Thin
โš–๏ธP/S Ratio
2.8x
Cheap
Otter Score
45
Weak

Trading Snapshot

Day Range
$1.03 โ€“ $1.05
52-Week Range
$0.54 โ€“ $9.13
Volume
$2.36B
Avg Volume
$2.20B
Shares Outstanding
25.3M
Next Earnings
Sep 27, 2026

Fundamentals Snapshot

Annual Revenue
$3M
Last Q Revenue
$622,502
P/E Ratio
-0.0
P/S Ratio
2.8x
EPS (TTM)
$-39.43
Dividend Yield
0.00%

Why Investors Own PAPL

  • โœ“High-growth profile โ€” revenue up +43.9% YoY with expanding US Equity exposure.
  • โœ“Healthy economics โ€” 35% gross margin and 9% free-cash-flow margin.
  • โœ“New products and segments could unlock additional revenue streams.
โš ๏ธ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)
$3Mโ–ฒ +47.6% YoY
Gross Margin (TTM)
35.4%โ–ฒ +1.2% YoY
Operating Income (TTM)
$621,259โ–ฒ +47.6% YoY
Free Cash Flow (TTM)
$256,867โ–ฒ +47.6% YoY

About PINEAPPLE FINANCIAL INC

Pineapple Financial Inc., headquartered in North York, Canada, is a Canadian enterprise specializing in mortgage technology and brokerage services. The company delivers comprehensive mortgage brokerage solutions alongside advanced technological tools. These offerings are designed for a wide array of Canadian mortgage professionals, including agents, brokers, sub-brokers, and entire brokerages, as well as direct consumers. Leveraging sophisticated data-driven systems and cloud-based platforms, its technology suite includes the MyPineapple platform, which empowers users to efficiently manage and execute their brokerage operations. Beyond its core offerings, Pineapple Financial provides extensive back-office support. This encompasses digital onboarding, streamlined loan packaging and processing, a client portal for document management, loan maintenance, and critical administrative functions such as payroll, lender communications, regulatory reporting, and business management. It also covers cloud services, expense collection, document preparation, compliance oversight, training programs, general administration, and marketing assistance. Additionally, the company delivers pre-underwriting assistance, covering crucial aspects like credit assessment, data verification, fraud detection and compliance checks, appraisal coordination and review, and comprehensive data analytics. Furthermore, Pineapple Financial diversifies its portfolio with an array of insurance products, including life, accident and disability, critical illness, and credit insurance. Founded in 2016, the company was initially known as 2487269 Ontario Ltd before rebranding to Pineapple Financial Inc. in June 2021.

๐Ÿฆฆ

Otter Score Breakdown

โ“˜
๐Ÿ’ŽQualityโ˜…โ˜…โ˜…โ˜…โ˜…
๐Ÿš€Growthโ˜…โ˜…โ˜…โ˜…โ˜…
โš–๏ธValuationโ˜…โ˜…โ˜…โ˜…โ˜…
โšกMomentumโ˜…โ˜…โ˜…โ˜…โ˜…
Overall Score
Weak
45/100

Analyst Ratings

โ“˜
Consensus
Buy
7 analysts
Strong Buy2
Buy4
Hold1
Sell0
Strong Sell0
Ratings as of Aug 2026

Latest News & Updates

ChartMillยท20d ago

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ChartMillยท21d ago

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Curious about what's happening in today's session? Check out the latest stock movements and price changes.

ChartMillยท22d ago

In today's session, these stocks are experiencing unusual volume.

Discover the stocks with unexpected trading volume in today's session on the US markets.

Yahooยท22d ago

Pineapple Financial Reports $25.3 Million in Third-Quarter Net Income as Company Enters Its Next Stage of Growth

Shareholders' equity grows to $51.6 million; reported total assets increase to $75.9 million; subscription revenue expands 11.6% year-to-date; Digital Asset Treasury strategy generates approximately $621,000 in year-to-date staking incomeToronto, Ontario--(Newsfile Corp. - July 20, 2026) - Pineapple Financial Inc. (NYSE American: PAPL) ("Pineapple" or the "Company"), a technology-focused Canadian mortgage brokerage and fintech company, today reported its financial results for the three- and...

๐ŸŒŒ
Benzingaยท23d ago

Pineapple Financial Q3 EPS $0.99 Up From $(1.00) YoY, Sales $622.502K Down From $746.903K YoY

Pineapple Financial (AMEX:PAPL) reported quarterly earnings of $0.99 per share. This is a 199 percent increase over losses of $(1.00) per share from the same period last year. The company reported $622.502 thousand in