
OAK VALLEY BANCORP
OVLYNASDAQTrading Snapshot
- Day Range
- $32.99 β $33.93
- 52-Week Range
- $25.41 β $35.97
- Volume
- $2.00B
- Avg Volume
- $1.50B
- Shares Outstanding
- 8.4M
- Next Earnings
- Sep 1, 2026
Fundamentals Snapshot
- Annual Revenue
- $82M
- Last Q Revenue
- $21M
- P/E Ratio
- 11.9
- P/S Ratio
- β
- EPS (TTM)
- $2.82
- Dividend Yield
- 2.04%
Why Investors Own OVLY
- βHigh-growth profile β revenue up +38.4% YoY with expanding US Equity exposure.
- βHealthy economics β 42% gross margin and 30% free-cash-flow margin.
- βNew products and segments could unlock additional revenue streams.
Execution delays, intensifying competition, and valuation compression if growth decelerates.
Financial Trends
About OAK VALLEY BANCORP
Oak Valley Bancorp, functioning as the parent entity for Oak Valley Community Bank, offers a comprehensive range of commercial banking services. These services are provided to both individual clients and small to mid-sized businesses, primarily operating within California's Central Valley and Eastern Sierras regions. The institution's financial products encompass various deposit options, including checking, savings, money market, health savings accounts (HSAs), individual retirement accounts (IRAs), and certificates of deposit (CDs). For its lending activities, the bank extends financing for commercial real estate, general business operations, trade activities, and also facilitates Small Business Administration (SBA) loans. On the consumer side, loan offerings include vehicle financing, home mortgages, revolving lines of credit, and diverse personal loan solutions. Beyond these core services, the company provides a suite of conveniences such as online and mobile banking, remote deposit capture, merchant services, night depository facilities, extended operating hours, wire transfers, and note collection, complemented by automated teller machines. As of December 31, 2021, Oak Valley Bancorp's operational footprint included seventeen full-service branch offices across various Californian cities, specifically Oakdale, Sonora, Bridgeport, Bishop, Mammoth Lakes, Modesto, Manteca, Patterson, Turlock, Tracy, Ripon, Stockton, Escalon, and Sacramento. Founded in 1990, the company's corporate headquarters are situated in Oakdale, California.
Otter Score Breakdown
βAnalyst Price Target
βLatest News & Updates
OAK VALLEY BANCORP tops quarterly estimates as demand accelerates
Revenue grew double digits with management guiding above consensus; margins continued to expand.
Analysts lift OVLY price targets on improving margins
Several firms raised targets, citing stronger free cash flow and a healthier backlog.
OAK VALLEY BANCORP announces new agreement to expand its footprint
The move broadens the companyβs reach and could add incremental revenue over the next year.