OPHC logo

OPTIMUMBANK HOLDINGS INC

OPHCNYSE AMERICAN
🏆 #3906 by market capUS Equity
$9.39▲ $0.21 (+2.29%)
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24h▲ 2.3%
7d▲ 6.8%
14d▲ 5.2%
30d▲ 6.8%
ytd▲ 121.5%
1y▲ 131.3%
🏦Market Cap
$226M
Small Cap
📈Revenue Growth (YoY)
95.1%
High Growth
📊Gross Margin
—
💵FCF Margin
21.7%
Strong
⚖️P/S Ratio
1.0x
Cheap
Otter Score
—
Insufficient data

Trading Snapshot

Day Range
$9.25 – $9.42
52-Week Range
$3.92 – $10.68
Volume (shares)
1,526
Avg Volume (shares)
—
Shares Outstanding
24.1M
Next Earnings
—

Fundamentals Snapshot

Annual Revenue
$71M
Last Q Revenue
$20M
P/E Ratio
5.6
P/S Ratio
1.0x
EPS (TTM)
$1.08
Dividend Yield
—
Dilution (1yr)
+20.8%
OPHC logo

OPTIMUMBANK HOLDINGS INC

OPHC
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$71M▲ +10.7% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
66.5%▲ +15.3% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$22M▲ +25.8% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$17M▲ +15.9% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
12.3M▲ +20.8% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
$62M▲ +$71M YoY
StockOtter · stockotter.space

About OPTIMUMBANK HOLDINGS INC

OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank, which provides various consumer and commercial banking services to individuals and businesses. The company accepts interest-bearing and noninterest-bearing, savings, money market, and NOW accounts, as well as time deposits, wire transfers, ACH services, and certificates of deposit. It also offers multi-family real estate, residential and commercial real estate, and land and construction loans; commercial loans for working capital purposes or acquiring equipment, inventory, and furniture; and consumer loans for various purposes, including purchases of automobiles, recreational vehicles, boats, home improvements, lines of credit, personal, and deposit account collateralized loans. In addition, the company provides debit and ATM cards; cash management, notary, and night depository services; and direct deposits, money orders, cashier's checks, domestic collections, and banking by mail. OptimumBank Holdings, Inc. was founded in 2000 and is headquartered in Fort Lauderdale, Florida.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5★ and equally weighted (20%), averaged to a 0–100 score:💎 Quality — gross margin🚀 Growth — revenue YoY⚖️ Valuation — P/S ratio⚡ Momentum — 30-day price change💧 Dilution — 1-yr share issuance (buybacks score higher)

Insufficient data for all five components.

🚀Growth★★★★★
⚖️Valuation★★★★★
💧Dilution★★★★★
Overall Score
Insufficient data
—/100
Analyst data unavailable.

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